Medicare & insurance help across Michigan

Insurance help for Michigan residents

If you live in Michigan and you're sorting through Medicare, health, or life insurance, you don't have to do it alone — and you don't have to pay for help. Honorbrook is an independent agency, which means we work for you, not for any one insurance company. Whether you're turning 65, already on Medicare and wondering if there's a better fit, shopping for coverage under 65, or thinking about protecting your family with life insurance, we'll walk you through the options at your own pace.

Our help is always free. Carriers pay us a commission when we place a policy, and by law your premium is identical whether you use an agent or enroll on your own. So you get our time, our comparison, and our follow-up support without ever paying us a dime — and with no pressure to decide before you're ready.

Coverage we offer in Michigan

• Medicare Advantage — all-in-one Part C plans, many with $0 premiums plus extras.
• Medicare Supplement (Medigap) — predictable costs and freedom to see any doctor who accepts Medicare.
• Part D drug plans — we find the lowest true annual cost for your medication list.
• final expense — affordable coverage for funeral and end-of-life costs.
• life insurance — term and whole life to protect the people who depend on you.
• ICHRA — individual coverage HRA options for employers and their teams.
• ACA plans (under 65) — Marketplace coverage, including subsidy help if you qualify.
• group / SHOP coverage — small-business health plans for Michigan employers.

Serving communities across Michigan

From the Detroit metro to West Michigan, the Tri-Cities, and the Upper Peninsula, we help residents in every corner of the state. We regularly work with people in Detroit, Grand Rapids, Ann Arbor, Lansing, Sterling Heights, Warren, and Flint — and everywhere in between. Because everything is handled by phone, there's no office visit needed and no driving across town: you get the same careful, unhurried help whether you're in a big city or a small town.

Why Michigan families choose Honorbrook

We're independent and appointed with 90+ carriers, so we don't push one company's plan — we compare across the market and recommend what genuinely fits your doctors, prescriptions, and budget. Our help is always free, with no pressure to enroll before you're ready. And we don't disappear after you sign up: we're here year-round for claims questions, annual plan reviews, and any changes to your coverage as your needs change. When a carrier raises a premium or drops a benefit, we're the ones who notice and call you. That's the difference between buying a policy online and having a local, independent advocate in your corner.