The numbers behind Medicare in Ottawa County
| Ottawa County | Michigan | |
|---|---|---|
| Residents age 65 and older | 52,010 | 1,926,752 statewide |
| Share of residents age 65+ | 17.1% | 19.2% statewide |
| People with Medicare | 63,691 | 2,334,917 statewide |
| Enrolled in Medicare Advantage | 49,241 | 1,484,072 statewide |
| Medicare Advantage share | 77.3% | 63.6% statewide |
Data: U.S. Census Bureau (2023 population estimates); CMS, September 2026. Medicare Advantage share is enrollees divided by people with Medicare.
With roughly 52,010 residents age 65 and older, Ottawa County is 7th among 83 Michigan counties for older residents. That group is 17.1% of its population, compared with 19.2% across Michigan. Another 18,280 residents are age 60 to 64 and will reach Medicare eligibility within about five years (see our turning 65 guide). Census 2023 estimates show 58% of the 65-plus population is under 75, 31% is 75 to 84 and 11% is 85 or older. CMS data show 77.3% of Ottawa County residents with Medicare chose Medicare Advantage, which is higher than the 63.6% average across Michigan. What most people do in a county is less important than what fits you. We weigh Medicare Advantage against Original Medicare with Medigap using your doctors, your drugs and your budget.
Who has Medicare in Ottawa County
Ottawa County sits in a metro area, which the USDA defines as counties in metro areas of 1 million population or more. That usually means more doctors, more hospitals and more plan choices in the area.
CMS counts 60,319 Medicare beneficiaries in Ottawa County (2023). Their average age is 71, about the same as the Michigan average of 72. About 17% are “dual eligible,” meaning they have both Medicare and Medicaid, close to the state figure of 20%.
Among people in Original Medicare in Ottawa County, CMS reported about 618 emergency room visits and 192 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (645) and lower than it for hospital stays (245). About 8% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Medicare Advantage and Part D plan availability and provider networks are set county by county, so the plans open to you in Ottawa County may differ from those in a neighboring county. We are not based in Ottawa County; we help Ottawa County residents by phone or video call.
Hospitals located in Ottawa County
The Centers for Medicare & Medicaid Services (CMS) lists these hospitals in Ottawa County:
- Corewell Health Zeeland Hospital — Zeeland (acute care; nonprofit; emergency services; CMS overall rating 5 of 5)
- Holland Hospital — Holland (acute care; nonprofit; emergency services; CMS overall rating 5 of 5)
- Trinity Health Grand Haven Hospital — Grand Haven (acute care; government-owned; emergency services; CMS overall rating 4 of 5)
Network rules, not geography, decide whether a plan covers a hospital. We look up the hospitals and doctors you use and check them against each plan before you enroll. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Communities and ZIP codes in Ottawa County
The largest communities in Ottawa County by 2023 Census population estimates are Holland (26,713), Grand Haven (11,002), Hudsonville (7,879), Zeeland (5,645), Coopersville (4,846), Ferrysburg (2,931). Each figure counts only the people living inside the county.
We look up plans by ZIP code. In Ottawa County, that means areas such as 49401, 49403, 49404, 49409, 49417, 49424, 49426, 49428, 49430, 49434, 49435, 49448, 49456, 49460 and 2 more, based on Census ZIP Code Tabulation Areas that lie mostly in the county.
Questions about Medicare in Ottawa County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- HealthCare.gov if you are not yet on Medicare.
- Medicare Care Compare for hospitals and doctors.
- Social Security: Medicare to enroll or check status.
- Michigan Department of Insurance and Financial Services: Michigan’s insurance regulator, including agent license lookup.
Coverage we offer Ottawa County residents
Here is what we can help Ottawa County residents with, drawing on plans from many insurers: ACA health insurance, ICHRA, group health insurance, life insurance, final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap) and Part D drug plans.
Ready to compare plans in Ottawa County?
Tell us your doctors and medicines and we will show you what fits. No cost, no pressure.
Get my plan comparisonMedicare guides for Ottawa County residents
- What Medicare Part D actually costs
- Does Medicare cover dental, vision and hearing?
- Medicare Advantage vs. Medigap: how to choose
- Medigap Plan G vs. Plan N
Ottawa County compared with similar Michigan counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Washtenaw County | 60,189 | 59.4% | 15% | Metro |
| Kalamazoo County | 43,432 | 65.8% | 15% | Metro |
| Ingham County | 43,269 | 67.1% | 34% | Metro |
| Livingston County | 40,325 | 55.1% | 9% | Metro |
| Saginaw County | 39,113 | 68.3% | 21% | Metro |
| Berrien County | 33,509 | 57.0% | 12% | Metro |
See every Michigan county in our Michigan directory or go to our Michigan Medicare hub.