An agency built in honor

Why I started Honorbrook

In 2022, my family lost my aunt to stage 4 metastatic cancer. Before her diagnosis, we thought her insurance had her covered. After it, we learned how much we hadn't been told. The plan she'd been signed up for didn't fit what she actually needed once she got sick. The out-of-pocket numbers we'd never thought to ask about turned into the most expensive numbers in our lives.

Decisions about her care got tangled up in what was in-network, what required prior authorization, what the plan would and wouldn't pay for — and a hundred questions no one had ever sat down to explain to her. She had been enrolled by someone who didn't take the time to look at what she'd need if life ever changed. She was healthy when she signed up, so the fine print didn't seem to matter — until it mattered more than anything.

I started Honorbrook because she should have had someone in her corner who understood the difference between a plan that looks the same on paper and a plan that holds up when serious illness arrives.

How I work for you

I'm an independent licensed insurance broker — I'm not tied to any single carrier. I work for you, not for one insurance company. I compare every plan available in your area, walk you through what each one really covers (and what it doesn't), and I make sure you understand the answers to the questions families like mine never knew to ask. Whether you're new to Medicare, comparing supplemental coverage, or thinking about final expense and life insurance for the people you love — we're here. One phone call or one hundred. As long as you need.

The name

• Honor — for the family members who deserved better information than they got. For the decisions that should have been clearer. For the names we carry forward when we do this work the right way.
• Brook — for the steady, ongoing presence that should have been there from the start. The agent who is still there a year later, five years later, when life changes and the plan needs to change with it.

There is no cost to work with us

Insurance carriers pay us directly when you choose a plan, and that payment is the same whether you call them yourself, use a website, or work with us. Hiring an independent broker doesn't add a dollar to your premium — it just gives you someone whose job is to read the fine print on your behalf and explain it in plain English.

Licensed. Independent. Documented.

Honorbrook Insurance is a registered trade name of Luay's Lifeline Inc. We're an independent agency licensed in 11 states — Virginia, Maryland, Georgia, Texas, Michigan, North Carolina, South Carolina, Alabama, Louisiana, Indiana, West Virginia — and everything can be handled by phone. Our office is at 8609 Westwood Center Dr, Suite 110, Tysons, VA 22182. Your licensed agent is Luay Sadqi, NPN 21370662.