Honorbrook Insurance is an independent agency licensed in Michigan, helping Macomb County residents choose Medicare, ACA, life and retirement coverage by phone or video call. Our help is free to you, and because we are independent, we compare plans from many carriers instead of selling one company’s products.
Medicare in Macomb County
Macomb County includes Mount Clemens, Clinton Township and many other communities northeast of Detroit. According to the U.S. Census Bureau, 2023 population estimates, about 164,492 Macomb County residents are age 65 or older, so choosing the right Medicare coverage is a decision many of your neighbors are making too. Whether you are turning 65, retiring, or reviewing your current plan, we can walk through your choices with you on a call at a time that suits you.
Major hospitals and health systems serving the county include McLaren Macomb in Mount Clemens and Henry Ford Macomb Hospital in Clinton Township. Medicare Advantage and Part D plan availability and provider networks are set county by county, and they can change every year. Original Medicare (Parts A and B) is the same nationwide, but the private plans you can add to it are not. That is why we check the plans offered where you live and confirm that your doctors and pharmacy are included before you enroll.
Medicare in Macomb County by the numbers
| Macomb County | Michigan | |
|---|---|---|
| Residents age 65 and older | 164,492 | 1,926,752 statewide |
| Share of residents age 65+ | 18.8% | 19.2% statewide |
| People with Medicare | 199,907 | 2,334,917 statewide |
| Enrolled in Medicare Advantage | 120,593 | 1,484,072 statewide |
| Medicare Advantage share | 60.3% | 63.6% statewide |
Data: U.S. Census Bureau (2023 population estimates); CMS, September 2026. Medicare Advantage share is enrollees divided by people with Medicare.
Macomb County ranks 3rd of 83 Michigan counties by number of residents age 65 and older, with about 164,492 people in that age group, or 18.8% of residents (statewide: 19.2%). Another 61,995 residents are age 60 to 64 and will reach Medicare eligibility within about five years (see our turning 65 guide). Among residents 65 and older, 59% are 65 to 74, 31% are 75 to 84 and 10% are 85 or older (Census 2023 estimates). CMS data show 60.3% of Macomb County residents with Medicare chose Medicare Advantage, which is close to the 63.6% average across Michigan. A county average does not tell you which kind of plan fits you. Whether Medicare Advantage or Original Medicare with a Medigap plan is the better fit depends on your doctors, your prescriptions and how you want to handle costs, so we compare both for your ZIP code.
Who has Medicare in Macomb County
Macomb County sits in a metro area, which the USDA defines as counties in metro areas of 1 million population or more. That usually means more doctors, more hospitals and more plan choices in the area.
CMS counts 197,295 Medicare beneficiaries in Macomb County (2023). Their average age is 73, about the same as the Michigan average of 72. About 19% are “dual eligible,” meaning they have both Medicare and Medicaid, close to the state figure of 20%.
Among people in Original Medicare in Macomb County, CMS reported about 642 emergency room visits and 289 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (645) and higher than it for hospital stays (245). About 11% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Where people live in Macomb County
Census Bureau 2023 estimates put the biggest communities in Macomb County at Warren (136,655), Sterling Heights (133,306), St. Clair Shores (57,548), Roseville (46,666), Eastpointe (33,676), Mount Clemens (15,378), counting only the part of each community inside the county.
We look up plans by ZIP code. In Macomb County, that means areas such as 48005, 48015, 48021, 48026, 48035, 48036, 48038, 48042, 48043, 48044, 48045, 48047, 48048, 48050 and 22 more, based on Census ZIP Code Tabulation Areas that lie mostly in the county.
Questions about Medicare in Macomb County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- HealthCare.gov if you are not yet on Medicare.
- Medicare Care Compare for hospitals and doctors.
- Social Security: Medicare to enroll or check status.
- Michigan Department of Insurance and Financial Services: Michigan’s insurance regulator, including agent license lookup.
Coverage we offer Macomb County residents
Here is what we can help Macomb County residents with, drawing on plans from many insurers: annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA, group health insurance, life insurance and final expense insurance.
Let’s review your Macomb County options together
A phone or video call is all it takes. We will check your doctors and prescriptions first.
Get my plan comparisonRead next
- Why a Medicare Advantage plan drops a doctor or drug
- Can I change my Medicare plan after December 7?
- What happens if you do nothing during open enrollment?
- Medicare Parts A, B, C and D explained
Macomb County compared with similar Michigan counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Kent County | 102,130 | 74.5% | 25% | Metro |
| Oakland County | 242,408 | 55.5% | 15% | Metro |
| Genesee County | 77,829 | 69.7% | 22% | Metro |
| Washtenaw County | 60,189 | 59.4% | 15% | Metro |
| Ottawa County | 52,010 | 77.3% | 17% | Metro |
| Kalamazoo County | 43,432 | 65.8% | 15% | Metro |
See every Michigan county in our Michigan directory or go to our Michigan Medicare hub.