Honorbrook Insurance is an independent agency licensed in Michigan, helping Wayne County residents choose Medicare, ACA, life and retirement coverage by phone or video call. Our help is free to you, and because we are independent, we compare plans from many carriers instead of selling one company’s products.
Medicare in Wayne County
Wayne County includes Detroit, Dearborn and many surrounding communities. According to the U.S. Census Bureau, 2023 population estimates, about 299,646 Wayne County residents are age 65 or older, so choosing the right Medicare coverage is a decision many of your neighbors are making too. Whether you are turning 65, retiring, or reviewing your current plan, we can walk through your choices with you on a call at a time that suits you.
Major hospitals and health systems serving the county include Henry Ford Hospital and DMC Harper University Hospital in Detroit and Corewell Health Dearborn Hospital. Medicare Advantage and Part D plan availability and provider networks are set county by county, and they can change every year. Original Medicare (Parts A and B) is the same nationwide, but the private plans you can add to it are not. That is why we check the plans offered where you live and confirm that your doctors and pharmacy are included before you enroll.
The numbers behind Medicare in Wayne County
| Wayne County | Michigan | |
|---|---|---|
| Residents age 65 and older | 299,646 | 1,926,752 statewide |
| Share of residents age 65+ | 17.1% | 19.2% statewide |
| People with Medicare | 353,844 | 2,334,917 statewide |
| Enrolled in Medicare Advantage | 229,739 | 1,484,072 statewide |
| Medicare Advantage share | 64.9% | 63.6% statewide |
Figures come from the Census Bureau and CMS (September 2026).
Wayne County ranks 1st of 83 Michigan counties by number of residents age 65 and older, with about 299,646 people in that age group, or 17.1% of residents (statewide: 19.2%). Another 110,755 residents are age 60 to 64 and will reach Medicare eligibility within about five years (see our turning 65 guide). By age, the 65-and-older group splits 60% ages 65 to 74, 30% ages 75 to 84 and 10% age 85 and up (Census 2023). CMS data show 64.9% of Wayne County residents with Medicare chose Medicare Advantage, which is close to the 63.6% average across Michigan. Averages cannot choose a plan for you. Medicare Advantage and Original Medicare with a Medigap plan each suit different people, depending on doctors, medicines and how you prefer to handle costs, and we compare both at your ZIP code.
Who has Medicare in Wayne County
Wayne County sits in a metro area, which the USDA defines as counties in metro areas of 1 million population or more. That usually means more doctors, more hospitals and more plan choices in the area.
CMS counts 355,133 Medicare beneficiaries in Wayne County (2023). Their average age is 71, about the same as the Michigan average of 72. About 26% are “dual eligible,” meaning they have both Medicare and Medicaid, higher than the state figure of 20%. Where many people have both, special plans for dual-eligible members can matter; see our Medicaid and dual eligible guide, since availability varies by plan and area.
Among people in Original Medicare in Wayne County, CMS reported about 733 emergency room visits and 306 inpatient hospital stays per 1,000 beneficiaries in 2023, which is higher than the state average for emergency visits (645) and higher than it for hospital stays (245). About 11% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Wayne County: communities and ZIP codes
The largest communities in Wayne County by 2023 Census population estimates are Detroit (633,218), Dearborn (105,811), Livonia (92,185), Westland (82,574), Taylor (61,241), Dearborn Heights (60,872). Each figure counts only the people living inside the county.
ZIP codes that fall mostly inside Wayne County include 48101, 48111, 48120, 48122, 48124, 48125, 48126, 48127, 48128, 48134, 48135, 48138, 48141, 48146 and 55 more. Plan availability can change by ZIP code, so have yours ready when we compare plans.
Questions about Medicare in Wayne County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- HealthCare.gov if you are not yet on Medicare.
- Medicare Care Compare for hospitals and doctors.
- Social Security: Medicare to enroll or check status.
- Michigan Department of Insurance and Financial Services: Michigan’s insurance regulator, including agent license lookup.
Coverage we offer Wayne County residents
As an independent agency we are not tied to one insurer, so for Wayne County residents we can compare Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA, group health insurance, life insurance, final expense insurance and annuities.
Let’s review your Wayne County options together
A phone or video call is all it takes. We will check your doctors and prescriptions first.
Get my plan comparisonMedicare guides for Wayne County residents
- What Medicare Part D actually costs
- Does Medicare cover dental, vision and hearing?
- Medicare Advantage vs. Medigap: how to choose
- Medigap Plan G vs. Plan N
Wayne County compared with similar Michigan counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Oakland County | 242,408 | 55.5% | 15% | Metro |
| Macomb County | 164,492 | 60.3% | 19% | Metro |
| Kent County | 102,130 | 74.5% | 25% | Metro |
| Genesee County | 77,829 | 69.7% | 22% | Metro |
| Washtenaw County | 60,189 | 59.4% | 15% | Metro |
| Ottawa County | 52,010 | 77.3% | 17% | Metro |
See every Michigan county in our Michigan directory or go to our Michigan Medicare hub.