Surry County Medicare at a glance
| Surry County | Virginia | |
|---|---|---|
| Residents age 65 and older | 1,730 | 1,498,879 statewide |
| Share of residents age 65+ | 26.2% | 17.2% statewide |
| People with Medicare | 2,001 | 1,764,998 statewide |
| Enrolled in Medicare Advantage | 913 | 698,851 statewide |
| Medicare Advantage share | 45.6% | 39.6% statewide |
Sources: Census Bureau 2023 estimates and CMS Medicare Advantage penetration, September 2026.
Surry County ranks 119th of 133 Virginia counties by number of residents age 65 and older, with about 1,730 people in that age group, or 26.2% of residents (statewide: 17.2%). The 659 residents now between 60 and 64 will become Medicare-eligible soon, and our turning 65 guide walks through it. Census 2023 estimates show 59% of the 65-plus population is under 75, 32% is 75 to 84 and 9% is 85 or older. Medicare Advantage enrollment in Surry County is 45.6% of people with Medicare, higher than the Virginia average of 39.6%. A county average does not tell you which kind of plan fits you. Whether Medicare Advantage or Original Medicare with a Medigap plan is the better fit depends on your doctors, your prescriptions and how you want to handle costs, so we compare both for your ZIP code.
Who has Medicare in Surry County
Surry County is a metro county; the U.S. Department of Agriculture describes it as: counties in metro areas of 1 million population or more. Metro counties usually have more hospitals and more insurers competing for Medicare members, so there can be more plans to compare.
CMS counts 1,955 Medicare beneficiaries in Surry County (2023). Their average age is 74, about the same as the Virginia average of 74. About 7% are “dual eligible,” meaning they have both Medicare and Medicaid, lower than the state figure of 9%.
Among people in Original Medicare in Surry County, CMS reported about 606 emergency room visits and 201 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (589) and close to it for hospital stays (206). About 8% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Where you live decides which Medicare Advantage and Part D plans you can join, and Surry County may have a different set of plans than the counties around it. We are not based in Surry County; we help Surry County residents by phone or video call.
Hospitals and doctors near Surry County
CMS Hospital General Information lists no acute care, critical access or children’s hospital located inside Surry County. Residents often use hospitals in neighboring counties, which matters for Medicare Advantage because a plan’s network may include or leave out the hospital you use. We check your hospitals and doctors before you enroll.
Surry County: communities and ZIP codes
Census Bureau 2023 estimates put the biggest communities in Surry County at Claremont (309), Dendron (255), Surry (208), counting only the part of each community inside the county.
ZIP codes that fall mostly inside Surry County include 23839, 23846, 23881, 23883, 23899. Plan availability can change by ZIP code, so have yours ready when we compare plans.
Questions about Medicare in Surry County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Social Security: Medicare to enroll or check status.
- Medicare.gov: Medigap on how Medicare Supplement works.
- Virginia’s Insurance Marketplace, Virginia’s own health insurance exchange, if you are not yet on Medicare.
- Virginia Bureau of Insurance: Virginia’s insurance regulator, including agent license lookup.
Coverage we offer Surry County residents
As an independent agency we are not tied to one insurer, so for Surry County residents we can compare final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA, group health insurance and life insurance.
Let’s check your Surry County options together
We confirm your doctors and prescriptions before you enroll, at no cost to you.
Get my plan comparisonPlain-English Medicare answers
- Medicare Advantage vs. Medigap: how to choose
- Medigap Plan G vs. Plan N
- Why a Medicare Advantage plan drops a doctor or drug
- Can I change my Medicare plan after December 7?
Surry County compared with similar Virginia counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| City of Manassas Park | 1,682 | 40.6% | 13% | Metro |
| King and Queen County | 1,671 | 41.6% | 10% | Metro |
| City of Radford | 1,655 | 47.4% | 10% | Metro |
| Charles City County | 1,809 | 45.5% | 8% | Metro |
| Sussex County | 2,101 | 50.7% | 12% | Metro |
| Craig County | 1,265 | 41.5% | 9% | Metro |
See every Virginia county in our Virginia directory or go to our Virginia Medicare hub.