The numbers behind Medicare in Charles City County
| Charles City County | Virginia | |
|---|---|---|
| Residents age 65 and older | 1,809 | 1,498,879 statewide |
| Share of residents age 65+ | 27.4% | 17.2% statewide |
| People with Medicare | 2,199 | 1,764,998 statewide |
| Enrolled in Medicare Advantage | 1,000 | 698,851 statewide |
| Medicare Advantage share | 45.5% | 39.6% statewide |
Data: U.S. Census Bureau (2023 population estimates); CMS, September 2026. Medicare Advantage share is enrollees divided by people with Medicare.
Among Virginia’s 133 counties, Charles City County comes in 118th for residents age 65 and up (1,809). Older adults make up 27.4% of the population here; the state figure is 17.2%. Another 684 residents are age 60 to 64 and will reach Medicare eligibility within about five years (see our turning 65 guide). Census 2023 estimates show 60% of the 65-plus population is under 75, 33% is 75 to 84 and 8% is 85 or older. About 45.5% of people with Medicare in Charles City County are enrolled in a Medicare Advantage plan. That is higher than the Virginia average of 39.6%. A county average does not tell you which kind of plan fits you. Whether Medicare Advantage or Original Medicare with a Medigap plan is the better fit depends on your doctors, your prescriptions and how you want to handle costs, so we compare both for your ZIP code.
Who has Medicare in Charles City County
Charles City County sits in a metro area, which the USDA defines as counties in metro areas of 1 million population or more. That usually means more doctors, more hospitals and more plan choices in the area.
CMS counts 2,109 Medicare beneficiaries in Charles City County (2023). Their average age is 74, about the same as the Virginia average of 74. About 8% are “dual eligible,” meaning they have both Medicare and Medicaid, close to the state figure of 9%.
Among people in Original Medicare in Charles City County, CMS reported about 654 emergency room visits and 220 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (589) and close to it for hospital stays (206). About 10% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Insurers choose which counties to serve each year, which means the Medicare Advantage and Part D plans you can pick in Charles City County can be different from the ones offered next door. We are not based in Charles City County; we help Charles City County residents by phone or video call.
Hospitals and doctors near Charles City County
CMS Hospital General Information lists no acute care, critical access or children’s hospital located inside Charles City County. Residents often use hospitals in neighboring counties, which matters for Medicare Advantage because a plan’s network may include or leave out the hospital you use. We check your hospitals and doctors before you enroll.
Communities and ZIP codes in Charles City County
ZIP codes that fall mostly inside Charles City County include 23030, 23147. Plan availability can change by ZIP code, so have yours ready when we compare plans.
Questions about Medicare in Charles City County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Medicare Care Compare for hospitals and doctors.
- Social Security: Medicare to enroll or check status.
- Medicare.gov: Medigap on how Medicare Supplement works.
- Virginia Bureau of Insurance: Virginia’s insurance regulator, including agent license lookup.
Coverage we offer Charles City County residents
Here is what we can help Charles City County residents with, drawing on plans from many insurers: life insurance, final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA and group health insurance.
Ready to compare plans in Charles City County?
Tell us your doctors and medicines and we will show you what fits. No cost, no pressure.
Get my plan comparisonPlain-English Medicare answers
- When can you switch Medicare plans? Every enrollment window
- Medicare Advantage vs. Medigap: how to choose
- Medicare Parts A, B, C and D explained
- What Medicare Part D actually costs
Charles City County compared with similar Virginia counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Surry County | 1,730 | 45.6% | 7% | Metro |
| City of Manassas Park | 1,682 | 40.6% | 13% | Metro |
| King and Queen County | 1,671 | 41.6% | 10% | Metro |
| City of Radford | 1,655 | 47.4% | 10% | Metro |
| Sussex County | 2,101 | 50.7% | 12% | Metro |
| Rappahannock County | 2,197 | 25.2% | 6% | Metro |
See every Virginia county in our Virginia directory or go to our Virginia Medicare hub.