Summers County Medicare at a glance
| Summers County | West Virginia | |
|---|---|---|
| Residents age 65 and older | 3,242 | 380,679 statewide |
| Share of residents age 65+ | 28.0% | 21.5% statewide |
| People with Medicare | 3,615 | 458,491 statewide |
| Enrolled in Medicare Advantage | 2,020 | 259,694 statewide |
| Medicare Advantage share | 55.9% | 56.6% statewide |
Figures come from the Census Bureau and CMS (September 2026).
Among West Virginia’s 55 counties, Summers County comes in 39th for residents age 65 and up (3,242). Older adults make up 28.0% of the population here; the state figure is 21.5%. About 901 more people are 60 to 64 and are heading toward Medicare; our turning 65 guide explains their first steps. By age, the 65-and-older group splits 59% ages 65 to 74, 30% ages 75 to 84 and 11% age 85 and up (Census 2023). About 55.9% of people with Medicare in Summers County are enrolled in a Medicare Advantage plan. That is close to the West Virginia average of 56.6%. What most people do in a county is less important than what fits you. We weigh Medicare Advantage against Original Medicare with Medigap using your doctors, your drugs and your budget.
Who has Medicare in Summers County
Summers County is a rural county (USDA: urban population of fewer than 5,000, adjacent to a metro area). Plan choices can be narrower than in a city, and we focus on networks that include the doctors and hospital you actually use.
CMS counts 3,726 Medicare beneficiaries in Summers County (2023). Their average age is 72, about the same as the West Virginia average of 72. About 23% are “dual eligible,” meaning they have both Medicare and Medicaid, close to the state figure of 20%.
Among people in Original Medicare in Summers County, CMS reported about 579 emergency room visits and 217 inpatient hospital stays per 1,000 beneficiaries in 2023, which is lower than the state average for emergency visits (684) and lower than it for hospital stays (250). About 7% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Insurers choose which counties to serve each year, which means the Medicare Advantage and Part D plans you can pick in Summers County can be different from the ones offered next door. We are not based in Summers County; we help Summers County residents by phone or video call.
Hospitals located in Summers County
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in Summers County:
- Summers County ARH Hospital — Hinton (critical access; nonprofit; emergency services)
Being located in the county is not the same as being in your plan’s network. Each Medicare Advantage plan builds its own network, so we confirm that your hospital and your doctors are included before you choose. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Communities and ZIP codes in Summers County
The largest communities in Summers County by 2023 Census population estimates are Hinton (2,142). Each figure counts only the people living inside the county.
ZIP codes that fall mostly inside Summers County include 24935, 24962, 24981, 25951, 25966, 25969, 25977, 25978, 25979, 25985. Plan availability can change by ZIP code, so have yours ready when we compare plans.
Questions about Medicare in Summers County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Social Security: Medicare to enroll or check status.
- Medicare.gov: Medigap on how Medicare Supplement works.
- HealthCare.gov if you are not yet on Medicare.
- West Virginia Offices of the Insurance Commissioner: West Virginia’s insurance regulator, including agent license lookup.
Coverage we offer Summers County residents
Here is what we can help Summers County residents with, drawing on plans from many insurers: annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA, group health insurance, life insurance and final expense insurance.
Ready to compare plans in Summers County?
Tell us your doctors and medicines and we will show you what fits. No cost, no pressure.
Get my plan comparisonPlain-English Medicare answers
- How to read your Medicare Annual Notice of Change
- Medigap Plan G vs. Plan N
- Do you really need a Medicare agent?
- Does Medicare cover dental, vision and hearing?
Summers County compared with similar West Virginia counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Monroe County | 3,227 | 48.3% | 17% | Rural |
| Barbour County | 3,259 | 57.4% | 27% | Rural |
| Roane County | 3,347 | 58.3% | 26% | Rural |
| Hardy County | 3,424 | 44.8% | 19% | Rural |
| Braxton County | 3,047 | 64.8% | 23% | Rural |
| Lewis County | 3,471 | 60.5% | 24% | Rural |
See every West Virginia county in our West Virginia directory or go to our West Virginia Medicare hub.