The numbers behind Medicare in Roane County
| Roane County | West Virginia | |
|---|---|---|
| Residents age 65 and older | 3,347 | 380,679 statewide |
| Share of residents age 65+ | 24.4% | 21.5% statewide |
| People with Medicare | 4,180 | 458,491 statewide |
| Enrolled in Medicare Advantage | 2,435 | 259,694 statewide |
| Medicare Advantage share | 58.3% | 56.6% statewide |
Data: U.S. Census Bureau (2023 population estimates); CMS, September 2026. Medicare Advantage share is enrollees divided by people with Medicare.
With roughly 3,347 residents age 65 and older, Roane County is 37th among 55 West Virginia counties for older residents. That group is 24.4% of its population, compared with 21.5% across West Virginia. About 1,107 more people are 60 to 64 and are heading toward Medicare; our turning 65 guide explains their first steps. Among residents 65 and older, 60% are 65 to 74, 30% are 75 to 84 and 10% are 85 or older (Census 2023 estimates). Medicare Advantage enrollment in Roane County is 58.3% of people with Medicare, close to the West Virginia average of 56.6%. What most people do in a county is less important than what fits you. We weigh Medicare Advantage against Original Medicare with Medigap using your doctors, your drugs and your budget.
Who has Medicare in Roane County
Roane County is a rural county; the U.S. Department of Agriculture describes it as: urban population of fewer than 5,000, adjacent to a metro area. Rural counties tend to have fewer local hospitals and doctors, so a plan’s network and the distance to care matter a great deal.
CMS counts 4,104 Medicare beneficiaries in Roane County (2023). Their average age is 70, younger than the West Virginia average of 72. About 26% are “dual eligible,” meaning they have both Medicare and Medicaid, higher than the state figure of 20%. Where many people have both, special plans for dual-eligible members can matter; see our Medicaid and dual eligible guide, since availability varies by plan and area.
Among people in Original Medicare in Roane County, CMS reported about 690 emergency room visits and 192 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (684) and lower than it for hospital stays (250). About 7% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Medicare Advantage and Part D plan availability and provider networks are set county by county, so the plans open to you in Roane County may differ from those in a neighboring county. We are not based in Roane County; we help Roane County residents by phone or video call.
Hospitals located in Roane County
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in Roane County:
- Roane General Hospital — Spencer (critical access; nonprofit; emergency services)
Being located in the county is not the same as being in your plan’s network. Each Medicare Advantage plan builds its own network, so we confirm that your hospital and your doctors are included before you choose. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Communities and ZIP codes in Roane County
Census Bureau 2023 estimates put the biggest communities in Roane County at Spencer (1,982), Reedy (147), counting only the part of each community inside the county.
We look up plans by ZIP code. In Roane County, that means areas such as 25005, 25243, 25251, 25259, 25266, 25270, 25276, 25286, based on Census ZIP Code Tabulation Areas that lie mostly in the county.
Questions about Medicare in Roane County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- HealthCare.gov if you are not yet on Medicare.
- Medicare Care Compare for hospitals and doctors.
- Social Security: Medicare to enroll or check status.
- West Virginia Offices of the Insurance Commissioner: West Virginia’s insurance regulator, including agent license lookup.
Coverage we offer Roane County residents
Here is what we can help Roane County residents with, drawing on plans from many insurers: life insurance, final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA and group health insurance.
Ready to compare plans in Roane County?
Tell us your doctors and medicines and we will show you what fits. No cost, no pressure.
Get my plan comparisonPlain-English Medicare answers
- What Medicare Part D actually costs
- Medicare 101 for families
- How to read your Medicare Annual Notice of Change
- When can you switch Medicare plans? Every enrollment window
Roane County compared with similar West Virginia counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Hardy County | 3,424 | 44.8% | 19% | Rural |
| Barbour County | 3,259 | 57.4% | 27% | Rural |
| Summers County | 3,242 | 55.9% | 23% | Rural |
| Monroe County | 3,227 | 48.3% | 17% | Rural |
| Lewis County | 3,471 | 60.5% | 24% | Rural |
| Braxton County | 3,047 | 64.8% | 23% | Rural |
See every West Virginia county in our West Virginia directory or go to our West Virginia Medicare hub.