Medicare in Fulton County by the numbers
| Fulton County | Indiana | |
|---|---|---|
| Residents age 65 and older | 4,293 | 1,179,148 statewide |
| Share of residents age 65+ | 21.1% | 17.2% statewide |
| People with Medicare | 5,193 | 1,432,708 statewide |
| Enrolled in Medicare Advantage | 2,824 | 731,624 statewide |
| Medicare Advantage share | 54.4% | 51.1% statewide |
Sources: Census Bureau 2023 estimates and CMS Medicare Advantage penetration, September 2026.
With roughly 4,293 residents age 65 and older, Fulton County is 69th among 92 Indiana counties for older residents. That group is 21.1% of its population, compared with 17.2% across Indiana. The 1,525 residents now between 60 and 64 will become Medicare-eligible soon, and our turning 65 guide walks through it. Among residents 65 and older, 58% are 65 to 74, 32% are 75 to 84 and 10% are 85 or older (Census 2023 estimates). Medicare Advantage enrollment in Fulton County is 54.4% of people with Medicare, close to the Indiana average of 51.1%. Averages cannot choose a plan for you. Medicare Advantage and Original Medicare with a Medigap plan each suit different people, depending on doctors, medicines and how you prefer to handle costs, and we compare both at your ZIP code.
Who has Medicare in Fulton County
Fulton County is a non-metro county with towns and small cities (USDA: urban population of 5,000 to 20,000, not adjacent to a metro area). Care is often split between local providers and a bigger hospital elsewhere, which is worth testing against each plan’s network.
CMS counts 5,120 Medicare beneficiaries in Fulton County (2023). Their average age is 73, about the same as the Indiana average of 72. About 14% are “dual eligible,” meaning they have both Medicare and Medicaid, close to the state figure of 16%.
Among people in Original Medicare in Fulton County, CMS reported about 608 emergency room visits and 206 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (619) and lower than it for hospital stays (235). About 5% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Insurers choose which counties to serve each year, which means the Medicare Advantage and Part D plans you can pick in Fulton County can be different from the ones offered next door. We are not based in Fulton County; we help Fulton County residents by phone or video call.
Hospitals located in Fulton County
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in Fulton County:
- Woodlawn Hospital — Rochester (critical access; government-owned; emergency services; CMS overall rating 3 of 5)
Network rules, not geography, decide whether a plan covers a hospital. We look up the hospitals and doctors you use and check them against each plan before you enroll. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Fulton County: communities and ZIP codes
The largest communities in Fulton County by 2023 Census population estimates are Rochester (6,211), Akron (1,113), Kewanna (571), Fulton (299). Each figure counts only the people living inside the county.
ZIP codes that fall mostly inside Fulton County include 46910, 46922, 46931, 46939, 46945, 46975. Plan availability can change by ZIP code, so have yours ready when we compare plans.
Questions about Medicare in Fulton County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Social Security: Medicare to enroll or check status.
- Medicare.gov: Medigap on how Medicare Supplement works.
- HealthCare.gov if you are not yet on Medicare.
- Indiana Department of Insurance: Indiana’s insurance regulator, including agent license lookup.
Coverage we offer Fulton County residents
Here is what we can help Fulton County residents with, drawing on plans from many insurers: ICHRA, group health insurance, life insurance, final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans and ACA health insurance.
Let’s check your Fulton County options together
We confirm your doctors and prescriptions before you enroll, at no cost to you.
Get my plan comparisonRead next
- Medicare Advantage vs. Medigap: how to choose
- Does Medicare cover dental, vision and hearing?
- What Medicare Part D actually costs
- Medicare 101 for families
Fulton County compared with similar Indiana counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Scott County | 4,243 | 58.5% | 22% | Smaller city/town |
| Perry County | 3,820 | 45.3% | 15% | Smaller city/town |
| Jay County | 3,789 | 50.2% | 18% | Smaller city/town |
| Decatur County | 4,830 | 47.9% | 15% | Smaller city/town |
| Jennings County | 4,836 | 56.1% | 23% | Smaller city/town |
| Fayette County | 4,931 | 49.2% | 27% | Smaller city/town |
See every Indiana county in our Indiana directory or go to our Indiana Medicare hub.