Medicare in Carroll County by the numbers
| Carroll County | Indiana | |
|---|---|---|
| Residents age 65 and older | 4,343 | 1,179,148 statewide |
| Share of residents age 65+ | 21.2% | 17.2% statewide |
| People with Medicare | 4,956 | 1,432,708 statewide |
| Enrolled in Medicare Advantage | 2,148 | 731,624 statewide |
| Medicare Advantage share | 43.3% | 51.1% statewide |
Figures come from the Census Bureau and CMS (September 2026).
Carroll County ranks 68th of 92 Indiana counties by number of residents age 65 and older, with about 4,343 people in that age group, or 21.2% of residents (statewide: 17.2%). Another 1,530 residents are age 60 to 64 and will reach Medicare eligibility within about five years (see our turning 65 guide). Census 2023 estimates show 59% of the 65-plus population is under 75, 31% is 75 to 84 and 11% is 85 or older. Medicare Advantage enrollment in Carroll County is 43.3% of people with Medicare, lower than the Indiana average of 51.1%. Averages cannot choose a plan for you. Medicare Advantage and Original Medicare with a Medigap plan each suit different people, depending on doctors, medicines and how you prefer to handle costs, and we compare both at your ZIP code.
Who has Medicare in Carroll County
Carroll County sits in a metro area, which the USDA defines as counties in metro areas of fewer than 250,000 population. That usually means more doctors, more hospitals and more plan choices in the area.
CMS counts 4,767 Medicare beneficiaries in Carroll County (2023). Their average age is 73, about the same as the Indiana average of 72. About 10% are “dual eligible,” meaning they have both Medicare and Medicaid, lower than the state figure of 16%.
Among people in Original Medicare in Carroll County, CMS reported about 576 emergency room visits and 223 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (619) and close to it for hospital stays (235). About 6% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Insurers choose which counties to serve each year, which means the Medicare Advantage and Part D plans you can pick in Carroll County can be different from the ones offered next door. We are not based in Carroll County; we help Carroll County residents by phone or video call.
Hospitals and doctors near Carroll County
CMS Hospital General Information lists no acute care, critical access or children’s hospital located inside Carroll County. Residents often use hospitals in neighboring counties, which matters for Medicare Advantage because a plan’s network may include or leave out the hospital you use. We check your hospitals and doctors before you enroll.
Carroll County: communities and ZIP codes
The largest communities in Carroll County by 2023 Census population estimates are Delphi (2,997), Flora (2,101), Camden (600), Burlington (524), Yeoman (119). Each figure counts only the people living inside the county.
Census ZIP Code Tabulation Areas mostly within Carroll County number 7: 46913, 46915, 46917, 46920, 46923, 46929, 47997. Your exact ZIP code is what decides which plans you can join.
Questions about Medicare in Carroll County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- HealthCare.gov if you are not yet on Medicare.
- Medicare Care Compare for hospitals and doctors.
- Social Security: Medicare to enroll or check status.
- Indiana Department of Insurance: Indiana’s insurance regulator, including agent license lookup.
Coverage we offer Carroll County residents
Here is what we can help Carroll County residents with, drawing on plans from many insurers: life insurance, final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA and group health insurance.
Let’s check your Carroll County options together
We confirm your doctors and prescriptions before you enroll, at no cost to you.
Get my plan comparisonMedicare guides for Carroll County residents
- What Medicare Part D actually costs
- Does Medicare cover dental, vision and hearing?
- Medicare Advantage vs. Medigap: how to choose
- Medigap Plan G vs. Plan N
Carroll County compared with similar Indiana counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Brown County | 4,263 | 46.8% | 12% | Metro |
| Owen County | 4,642 | 54.6% | 17% | Metro |
| Sullivan County | 3,983 | 43.9% | 16% | Metro |
| Franklin County | 4,738 | 39.6% | 15% | Metro |
| Clay County | 5,187 | 46.4% | 16% | Metro |
| Tipton County | 3,448 | 45.5% | 10% | Metro |
See every Indiana county in our Indiana directory or go to our Indiana Medicare hub.