Warren County Medicare at a glance
| Warren County | Virginia | |
|---|---|---|
| Residents age 65 and older | 7,355 | 1,498,879 statewide |
| Share of residents age 65+ | 17.6% | 17.2% statewide |
| People with Medicare | 8,985 | 1,764,998 statewide |
| Enrolled in Medicare Advantage | 3,627 | 698,851 statewide |
| Medicare Advantage share | 40.4% | 39.6% statewide |
Figures come from the Census Bureau and CMS (September 2026).
With roughly 7,355 residents age 65 and older, Warren County is 50th among 133 Virginia counties for older residents. That group is 17.6% of its population, compared with 17.2% across Virginia. Another 3,071 residents are age 60 to 64 and will reach Medicare eligibility within about five years (see our turning 65 guide). By age, the 65-and-older group splits 61% ages 65 to 74, 30% ages 75 to 84 and 9% age 85 and up (Census 2023). CMS data show 40.4% of Warren County residents with Medicare chose Medicare Advantage, which is close to the 39.6% average across Virginia. Averages cannot choose a plan for you. Medicare Advantage and Original Medicare with a Medigap plan each suit different people, depending on doctors, medicines and how you prefer to handle costs, and we compare both at your ZIP code.
Who has Medicare in Warren County
Warren County is a metro county; the U.S. Department of Agriculture describes it as: counties in metro areas of 1 million population or more. Metro counties usually have more hospitals and more insurers competing for Medicare members, so there can be more plans to compare.
CMS counts 9,453 Medicare beneficiaries in Warren County (2023). Their average age is 73, about the same as the Virginia average of 74. About 9% are “dual eligible,” meaning they have both Medicare and Medicaid, close to the state figure of 9%.
Among people in Original Medicare in Warren County, CMS reported about 668 emergency room visits and 226 inpatient hospital stays per 1,000 beneficiaries in 2023, which is higher than the state average for emergency visits (589) and close to it for hospital stays (206). About 7% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Medicare Advantage and Part D plan availability and provider networks are set county by county, so the plans open to you in Warren County may differ from those in a neighboring county. We are not based in Warren County; we help Warren County residents by phone or video call.
Hospitals located in Warren County
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in Warren County:
- Warren Memorial Hospital — Front Royal (acute care; nonprofit; emergency services; CMS overall rating 2 of 5)
Network rules, not geography, decide whether a plan covers a hospital. We look up the hospitals and doctors you use and check them against each plan before you enroll. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Communities and ZIP codes in Warren County
Census Bureau 2023 estimates put the biggest communities in Warren County at Front Royal (15,400), counting only the part of each community inside the county.
Census ZIP Code Tabulation Areas mostly within Warren County number 3: 22610, 22630, 22642. Your exact ZIP code is what decides which plans you can join.
Questions about Medicare in Warren County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Virginia’s Insurance Marketplace, Virginia’s own health insurance exchange, if you are not yet on Medicare.
- Medicare Care Compare for hospitals and doctors.
- Social Security: Medicare to enroll or check status.
- Virginia Bureau of Insurance: Virginia’s insurance regulator, including agent license lookup.
Coverage we offer Warren County residents
As an independent agency we are not tied to one insurer, so for Warren County residents we can compare ICHRA, group health insurance, life insurance, final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans and ACA health insurance.
Get a clear answer for Warren County
A short call is enough to compare your options. Our help is free to you.
Get my plan comparisonPlain-English Medicare answers
- Do you really need a Medicare agent?
- Medicare Parts A, B, C and D explained
- What happens if you do nothing during open enrollment?
- Can I change my Medicare plan after December 7?
Warren County compared with similar Virginia counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Goochland County | 7,155 | 27.0% | 4% | Metro |
| Amherst County | 7,113 | 43.4% | 10% | Metro |
| Pulaski County | 7,990 | 45.6% | 13% | Metro |
| Powhatan County | 6,626 | 31.5% | 4% | Metro |
| Isle of Wight County | 8,322 | 37.9% | 6% | Metro |
| City of Charlottesville | 6,335 | 32.5% | 11% | Metro |
See every Virginia county in our Virginia directory or go to our Virginia Medicare hub.