Towns County Medicare at a glance
| Towns County | Georgia | |
|---|---|---|
| Residents age 65 and older | 4,904 | 1,696,217 statewide |
| Share of residents age 65+ | 37.6% | 15.4% statewide |
| People with Medicare | 5,785 | 2,041,931 statewide |
| Enrolled in Medicare Advantage | 2,958 | 1,148,032 statewide |
| Medicare Advantage share | 51.1% | 56.2% statewide |
Sources: Census Bureau 2023 estimates and CMS Medicare Advantage penetration, September 2026.
Towns County ranks 78th of 159 Georgia counties by number of residents age 65 and older, with about 4,904 people in that age group, or 37.6% of residents (statewide: 15.4%). The 1,221 residents now between 60 and 64 will become Medicare-eligible soon, and our turning 65 guide walks through it. By age, the 65-and-older group splits 55% ages 65 to 74, 35% ages 75 to 84 and 10% age 85 and up (Census 2023). Medicare Advantage enrollment in Towns County is 51.1% of people with Medicare, lower than the Georgia average of 56.2%. Averages cannot choose a plan for you. Medicare Advantage and Original Medicare with a Medigap plan each suit different people, depending on doctors, medicines and how you prefer to handle costs, and we compare both at your ZIP code.
Who has Medicare in Towns County
The USDA classifies Towns County as: urban population of fewer than 5,000, not adjacent to a metro area. With fewer hospitals and clinics close by, the right Medicare plan here is often the one whose network includes the providers you can really reach.
CMS counts 5,704 Medicare beneficiaries in Towns County (2023). Their average age is 74, about the same as the Georgia average of 73. About 9% are “dual eligible,” meaning they have both Medicare and Medicaid, lower than the state figure of 12%.
Among people in Original Medicare in Towns County, CMS reported about 560 emergency room visits and 166 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (560) and lower than it for hospital stays (223). About 7% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Where you live decides which Medicare Advantage and Part D plans you can join, and Towns County may have a different set of plans than the counties around it. We are not based in Towns County; we help Towns County residents by phone or video call.
Hospitals located in Towns County
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in Towns County:
- Chatuge Regional Hospital — Hiawassee (critical access; government-owned; emergency services)
Network rules, not geography, decide whether a plan covers a hospital. We look up the hospitals and doctors you use and check them against each plan before you enroll. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Communities and ZIP codes in Towns County
People in Towns County live in communities such as Hiawassee (1,002), Young Harris (804) (2023 population estimates, counting only the part of each community that lies inside the county).
We look up plans by ZIP code. In Towns County, that means areas such as 30546, 30582, based on Census ZIP Code Tabulation Areas that lie mostly in the county.
Questions about Medicare in Towns County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Social Security: Medicare to enroll or check status.
- Medicare.gov: Medigap on how Medicare Supplement works.
- Georgia Access, Georgia’s own health insurance exchange, if you are not yet on Medicare.
- Georgia Office of Insurance and Safety Fire Commissioner: Georgia’s insurance regulator, including agent license lookup.
Coverage we offer Towns County residents
As an independent agency we are not tied to one insurer, so for Towns County residents we can compare life insurance, final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA and group health insurance.
Ready to compare plans in Towns County?
Tell us your doctors and medicines and we will show you what fits. No cost, no pressure.
Get my plan comparisonMedicare guides for Towns County residents
- What happens if you do nothing during open enrollment?
- Can I change my Medicare plan after December 7?
- Why a Medicare Advantage plan drops a doctor or drug
- Medigap Plan G vs. Plan N
Towns County compared with similar Georgia counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Franklin County | 4,749 | 60.0% | 17% | Rural |
| Rabun County | 5,162 | 46.5% | 11% | Rural |
| Putnam County | 5,909 | 54.5% | 8% | Rural |
| Tattnall County | 3,875 | 63.8% | 20% | Rural |
| Banks County | 3,642 | 61.6% | 16% | Rural |
| Pierce County | 3,566 | 54.0% | 15% | Rural |
See every Georgia county in our Georgia directory or go to our Georgia Medicare hub.