Sumter County Medicare at a glance
| Sumter County | Georgia | |
|---|---|---|
| Residents age 65 and older | 5,305 | 1,696,217 statewide |
| Share of residents age 65+ | 18.4% | 15.4% statewide |
| People with Medicare | 6,558 | 2,041,931 statewide |
| Enrolled in Medicare Advantage | 4,345 | 1,148,032 statewide |
| Medicare Advantage share | 66.3% | 56.2% statewide |
Figures come from the Census Bureau and CMS (September 2026).
Sumter County ranks 68th of 159 Georgia counties by number of residents age 65 and older, with about 5,305 people in that age group, or 18.4% of residents (statewide: 15.4%). Another 1,682 residents are age 60 to 64 and will reach Medicare eligibility within about five years (see our turning 65 guide). Census 2023 estimates show 57% of the 65-plus population is under 75, 34% is 75 to 84 and 9% is 85 or older. CMS data show 66.3% of Sumter County residents with Medicare chose Medicare Advantage, which is higher than the 56.2% average across Georgia. A county average does not tell you which kind of plan fits you. Whether Medicare Advantage or Original Medicare with a Medigap plan is the better fit depends on your doctors, your prescriptions and how you want to handle costs, so we compare both for your ZIP code.
Who has Medicare in Sumter County
The USDA classifies Sumter County as: urban population of 5,000 to 20,000, adjacent to a metro area. In counties of this type, people often travel to a larger neighboring county for specialists, so we check whether your plan’s network reaches there.
CMS counts 6,630 Medicare beneficiaries in Sumter County (2023). Their average age is 73, about the same as the Georgia average of 73. About 16% are “dual eligible,” meaning they have both Medicare and Medicaid, higher than the state figure of 12%. Where many people have both, special plans for dual-eligible members can matter; see our Medicaid and dual eligible guide, since availability varies by plan and area.
Among people in Original Medicare in Sumter County, CMS reported about 593 emergency room visits and 226 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (560) and close to it for hospital stays (223). About 8% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Insurers choose which counties to serve each year, which means the Medicare Advantage and Part D plans you can pick in Sumter County can be different from the ones offered next door. We are not based in Sumter County; we help Sumter County residents by phone or video call.
Hospitals located in Sumter County
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in Sumter County:
- Phoebe Sumter Medical Center — Americus (acute care; government-owned; emergency services; CMS overall rating 3 of 5)
A hospital being in the county does not mean every plan covers it. Medicare Advantage networks differ by plan, so we check the hospitals and doctors you actually use before you enroll. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Sumter County: communities and ZIP codes
The largest communities in Sumter County by 2023 Census population estimates are Americus (15,703), Plains (552), Leslie (337), Andersonville (234), De Soto (120). Each figure counts only the people living inside the county.
We look up plans by ZIP code. In Sumter County, that means areas such as 31709, 31711, 31719, 31735, 31764, 31780, based on Census ZIP Code Tabulation Areas that lie mostly in the county.
Questions about Medicare in Sumter County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Social Security: Medicare to enroll or check status.
- Medicare.gov: Medigap on how Medicare Supplement works.
- Georgia Access, Georgia’s own health insurance exchange, if you are not yet on Medicare.
- Georgia Office of Insurance and Safety Fire Commissioner: Georgia’s insurance regulator, including agent license lookup.
Coverage we offer Sumter County residents
As an independent agency we are not tied to one insurer, so for Sumter County residents we can compare ICHRA, group health insurance, life insurance, final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans and ACA health insurance.
Get a clear answer for Sumter County
A short call is enough to compare your options. Our help is free to you.
Get my plan comparisonRead next
- Medicare Advantage vs. Medigap: how to choose
- Can I change my Medicare plan after December 7?
- Do you really need a Medicare agent?
- Medicare 101 for families
Sumter County compared with similar Georgia counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Upson County | 5,303 | 65.3% | 21% | Smaller city/town |
| Decatur County | 5,200 | 61.9% | 18% | Smaller city/town |
| Grady County | 5,107 | 60.8% | 15% | Smaller city/town |
| Wayne County | 5,050 | 57.9% | 15% | Smaller city/town |
| Chattooga County | 4,844 | 68.4% | 18% | Smaller city/town |
| Stephens County | 5,781 | 58.7% | 15% | Smaller city/town |
See every Georgia county in our Georgia directory or go to our Georgia Medicare hub.