Medicare in Stephens County by the numbers
| Stephens County | Texas | |
|---|---|---|
| Residents age 65 and older | 1,939 | 4,188,063 statewide |
| Share of residents age 65+ | 20.8% | 13.7% statewide |
| People with Medicare | 2,263 | 5,048,909 statewide |
| Enrolled in Medicare Advantage | 918 | 2,770,279 statewide |
| Medicare Advantage share | 40.6% | 54.9% statewide |
Data: U.S. Census Bureau (2023 population estimates); CMS, September 2026. Medicare Advantage share is enrollees divided by people with Medicare.
Stephens County ranks 165th of 254 Texas counties by number of residents age 65 and older, with about 1,939 people in that age group, or 20.8% of residents (statewide: 13.7%). Another 615 residents are age 60 to 64 and will reach Medicare eligibility within about five years (see our turning 65 guide). By age, the 65-and-older group splits 59% ages 65 to 74, 31% ages 75 to 84 and 10% age 85 and up (Census 2023). Medicare Advantage enrollment in Stephens County is 40.6% of people with Medicare, lower than the Texas average of 54.9%. What most people do in a county is less important than what fits you. We weigh Medicare Advantage against Original Medicare with Medigap using your doctors, your drugs and your budget.
Who has Medicare in Stephens County
Stephens County is a non-metro county with towns and small cities (USDA: urban population of 5,000 to 20,000, not adjacent to a metro area). Care is often split between local providers and a bigger hospital elsewhere, which is worth testing against each plan’s network.
CMS counts 2,205 Medicare beneficiaries in Stephens County (2023). Their average age is 73, about the same as the Texas average of 73. About 12% are “dual eligible,” meaning they have both Medicare and Medicaid, close to the state figure of 11%.
Among people in Original Medicare in Stephens County, CMS reported about 696 emergency room visits and 226 inpatient hospital stays per 1,000 beneficiaries in 2023, which is higher than the state average for emergency visits (580) and close to it for hospital stays (226). About 15% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Medicare Advantage and Part D plan availability and provider networks are set county by county, so the plans open to you in Stephens County may differ from those in a neighboring county. We are not based in Stephens County; we help Stephens County residents by phone or video call.
Hospitals located in Stephens County
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in Stephens County:
- Stephens Memorial Hospital — Breckenridge (critical access; government-owned; emergency services)
Network rules, not geography, decide whether a plan covers a hospital. We look up the hospitals and doctors you use and check them against each plan before you enroll. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Stephens County: communities and ZIP codes
The largest communities in Stephens County by 2023 Census population estimates are Breckenridge (5,140). Each figure counts only the people living inside the county.
ZIP codes that fall mostly inside Stephens County include 76424, 76429. Plan availability can change by ZIP code, so have yours ready when we compare plans.
Questions about Medicare in Stephens County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Social Security: Medicare to enroll or check status.
- Medicare.gov: Medigap on how Medicare Supplement works.
- HealthCare.gov if you are not yet on Medicare.
- Texas Department of Insurance: Texas’s insurance regulator, including agent license lookup.
Coverage we offer Stephens County residents
Here is what we can help Stephens County residents with, drawing on plans from many insurers: Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA, group health insurance, life insurance, final expense insurance and annuities.
Get a clear answer for Stephens County
A short call is enough to compare your options. Our help is free to you.
Get my plan comparisonRead next
- What happens if you do nothing during open enrollment?
- Can I change my Medicare plan after December 7?
- Why a Medicare Advantage plan drops a doctor or drug
- Medigap Plan G vs. Plan N
Stephens County compared with similar Texas counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Andrews County | 1,936 | 50.5% | 17% | Smaller city/town |
| Pecos County | 1,995 | 48.5% | 23% | Smaller city/town |
| Zapata County | 1,856 | 74.9% | 45% | Smaller city/town |
| Gaines County | 2,081 | 37.5% | 21% | Smaller city/town |
| Terry County | 1,758 | 59.6% | 18% | Smaller city/town |
| Dawson County | 1,692 | 47.9% | 19% | Smaller city/town |
See every Texas county in our Texas directory or go to our Texas Medicare hub.