The numbers behind Medicare in Somerset County
| Somerset County | Maryland | |
|---|---|---|
| Residents age 65 and older | 4,555 | 1,066,384 statewide |
| Share of residents age 65+ | 18.3% | 17.3% statewide |
| People with Medicare | 5,521 | 1,206,222 statewide |
| Enrolled in Medicare Advantage | 1,678 | 298,863 statewide |
| Medicare Advantage share | 30.4% | 24.8% statewide |
Figures come from the Census Bureau and CMS (September 2026).
With roughly 4,555 residents age 65 and older, Somerset County is 24th among 24 Maryland counties for older residents. That group is 18.3% of its population, compared with 17.3% across Maryland. The 1,694 residents now between 60 and 64 will become Medicare-eligible soon, and our turning 65 guide walks through it. Among residents 65 and older, 62% are 65 to 74, 29% are 75 to 84 and 10% are 85 or older (Census 2023 estimates). About 30.4% of people with Medicare in Somerset County are enrolled in a Medicare Advantage plan. That is higher than the Maryland average of 24.8%. Averages cannot choose a plan for you. Medicare Advantage and Original Medicare with a Medigap plan each suit different people, depending on doctors, medicines and how you prefer to handle costs, and we compare both at your ZIP code.
Who has Medicare in Somerset County
Somerset County is a metro county; the U.S. Department of Agriculture describes it as: counties in metro areas of fewer than 250,000 population. Metro counties usually have more hospitals and more insurers competing for Medicare members, so there can be more plans to compare.
CMS counts 5,631 Medicare beneficiaries in Somerset County (2023). Their average age is 71, younger than the Maryland average of 73. About 28% are “dual eligible,” meaning they have both Medicare and Medicaid, higher than the state figure of 17%. Where many people have both, special plans for dual-eligible members can matter; see our Medicaid and dual eligible guide, since availability varies by plan and area.
Among people in Original Medicare in Somerset County, CMS reported about 750 emergency room visits and 230 inpatient hospital stays per 1,000 beneficiaries in 2023, which is higher than the state average for emergency visits (555) and close to it for hospital stays (217). About 9% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Insurers choose which counties to serve each year, which means the Medicare Advantage and Part D plans you can pick in Somerset County can be different from the ones offered next door. We are not based in Somerset County; we help Somerset County residents by phone or video call.
Hospitals and doctors near Somerset County
CMS Hospital General Information lists no acute care, critical access or children’s hospital located inside Somerset County. Residents often use hospitals in neighboring counties, which matters for Medicare Advantage because a plan’s network may include or leave out the hospital you use. We check your hospitals and doctors before you enroll.
Somerset County: communities and ZIP codes
People in Somerset County live in communities such as Princess Anne (3,534), Crisfield (2,486) (2023 population estimates, counting only the part of each community that lies inside the county).
We look up plans by ZIP code. In Somerset County, that means areas such as 21817, 21821, 21824, 21838, 21853, 21866, 21867, 21871, 21890, based on Census ZIP Code Tabulation Areas that lie mostly in the county.
Questions about Medicare in Somerset County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Maryland Health Connection, Maryland’s own health insurance exchange, if you are not yet on Medicare.
- Medicare Care Compare for hospitals and doctors.
- Social Security: Medicare to enroll or check status.
- Maryland Insurance Administration: Maryland’s insurance regulator, including agent license lookup.
Coverage we offer Somerset County residents
We work with many carriers, which lets us compare more than one option for Somerset County households, including Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA, group health insurance, life insurance, final expense insurance and annuities.
Get a clear answer for Somerset County
A short call is enough to compare your options. Our help is free to you.
Get my plan comparisonRead next
- What Medicare Part D actually costs
- Can I change my Medicare plan after December 7?
- How to read your Medicare Annual Notice of Change
- Medigap Plan G vs. Plan N
Somerset County compared with similar Maryland counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Queen Anne's County | 11,200 | 17.1% | 10% | Metro |
| Calvert County | 16,037 | 18.3% | 11% | Metro |
| St. Mary's County | 16,904 | 16.9% | 14% | Metro |
| Wicomico County | 18,040 | 27.3% | 22% | Metro |
| Cecil County | 18,651 | 21.8% | 16% | Metro |
| Charles County | 24,347 | 25.0% | 14% | Metro |
See every Maryland county in our Maryland directory or go to our Maryland Medicare hub.