Medicare in Scotland County by the numbers
| Scotland County | North Carolina | |
|---|---|---|
| Residents age 65 and older | 6,359 | 1,908,489 statewide |
| Share of residents age 65+ | 18.5% | 17.6% statewide |
| People with Medicare | 8,712 | 2,336,840 statewide |
| Enrolled in Medicare Advantage | 5,748 | 1,353,169 statewide |
| Medicare Advantage share | 66.0% | 57.9% statewide |
Figures come from the Census Bureau and CMS (September 2026).
Scotland County ranks 73rd of 100 North Carolina counties by number of residents age 65 and older, with about 6,359 people in that age group, or 18.5% of residents (statewide: 17.6%). The 2,081 residents now between 60 and 64 will become Medicare-eligible soon, and our turning 65 guide walks through it. Among residents 65 and older, 60% are 65 to 74, 31% are 75 to 84 and 9% are 85 or older (Census 2023 estimates). Medicare Advantage enrollment in Scotland County is 66.0% of people with Medicare, higher than the North Carolina average of 57.9%. Averages cannot choose a plan for you. Medicare Advantage and Original Medicare with a Medigap plan each suit different people, depending on doctors, medicines and how you prefer to handle costs, and we compare both at your ZIP code.
Who has Medicare in Scotland County
The USDA classifies Scotland County as: urban population of 5,000 to 20,000, adjacent to a metro area. In counties of this type, people often travel to a larger neighboring county for specialists, so we check whether your plan’s network reaches there.
CMS counts 8,594 Medicare beneficiaries in Scotland County (2023). Their average age is 71, younger than the North Carolina average of 73. About 21% are “dual eligible,” meaning they have both Medicare and Medicaid, higher than the state figure of 13%. Where many people have both, special plans for dual-eligible members can matter; see our Medicaid and dual eligible guide, since availability varies by plan and area.
Among people in Original Medicare in Scotland County, CMS reported about 791 emergency room visits and 277 inpatient hospital stays per 1,000 beneficiaries in 2023, which is higher than the state average for emergency visits (572) and higher than it for hospital stays (210). About 7% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Medicare Advantage and Part D plan availability and provider networks are set county by county, so the plans open to you in Scotland County may differ from those in a neighboring county. We are not based in Scotland County; we help Scotland County residents by phone or video call.
Hospitals located in Scotland County
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in Scotland County:
- Scotland Memorial Hospital — Laurinburg (acute care; nonprofit; emergency services; CMS overall rating 3 of 5)
Being located in the county is not the same as being in your plan’s network. Each Medicare Advantage plan builds its own network, so we confirm that your hospital and your doctors are included before you choose. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Where people live in Scotland County
People in Scotland County live in communities such as Laurinburg (15,021), Wagram (609), Gibson (445), East Laurinburg (232), Maxton (206) (2023 population estimates, counting only the part of each community that lies inside the county).
Census ZIP Code Tabulation Areas mostly within Scotland County number 5: 28343, 28351, 28352, 28363, 28396. Your exact ZIP code is what decides which plans you can join.
Questions about Medicare in Scotland County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Social Security: Medicare to enroll or check status.
- Medicare.gov: Medigap on how Medicare Supplement works.
- HealthCare.gov if you are not yet on Medicare.
- North Carolina Department of Insurance: North Carolina’s insurance regulator, including agent license lookup.
Coverage we offer Scotland County residents
Here is what we can help Scotland County residents with, drawing on plans from many insurers: ICHRA, group health insurance, life insurance, final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans and ACA health insurance.
Ready to compare plans in Scotland County?
Tell us your doctors and medicines and we will show you what fits. No cost, no pressure.
Get my plan comparisonMedicare guides for Scotland County residents
- Medicare Advantage vs. Medigap: how to choose
- Medicare Parts A, B, C and D explained
- What Medicare Part D actually costs
- Can I change my Medicare plan after December 7?
Scotland County compared with similar North Carolina counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Martin County | 5,624 | 60.1% | 18% | Smaller city/town |
| Richmond County | 7,848 | 63.0% | 19% | Smaller city/town |
| Pasquotank County | 7,885 | 45.5% | 16% | Smaller city/town |
| Vance County | 8,388 | 68.4% | 27% | Smaller city/town |
| Jackson County | 9,174 | 49.7% | 14% | Smaller city/town |
| Watauga County | 9,655 | 46.9% | 9% | Smaller city/town |
See every North Carolina county in our North Carolina directory or go to our North Carolina Medicare hub.