The numbers behind Medicare in Roscommon County
| Roscommon County | Michigan | |
|---|---|---|
| Residents age 65 and older | 8,296 | 1,926,752 statewide |
| Share of residents age 65+ | 34.8% | 19.2% statewide |
| People with Medicare | 10,455 | 2,334,917 statewide |
| Enrolled in Medicare Advantage | 6,786 | 1,484,072 statewide |
| Medicare Advantage share | 64.9% | 63.6% statewide |
Figures come from the Census Bureau and CMS (September 2026).
With roughly 8,296 residents age 65 and older, Roscommon County is 44th among 83 Michigan counties for older residents. That group is 34.8% of its population, compared with 19.2% across Michigan. The 2,587 residents now between 60 and 64 will become Medicare-eligible soon, and our turning 65 guide walks through it. By age, the 65-and-older group splits 62% ages 65 to 74, 31% ages 75 to 84 and 7% age 85 and up (Census 2023). CMS data show 64.9% of Roscommon County residents with Medicare chose Medicare Advantage, which is close to the 63.6% average across Michigan. Averages cannot choose a plan for you. Medicare Advantage and Original Medicare with a Medigap plan each suit different people, depending on doctors, medicines and how you prefer to handle costs, and we compare both at your ZIP code.
Who has Medicare in Roscommon County
Roscommon County is a non-metro county with towns and small cities (USDA: urban population of 5,000 to 20,000, not adjacent to a metro area). Care is often split between local providers and a bigger hospital elsewhere, which is worth testing against each plan’s network.
CMS counts 10,361 Medicare beneficiaries in Roscommon County (2023). Their average age is 72, about the same as the Michigan average of 72. About 18% are “dual eligible,” meaning they have both Medicare and Medicaid, close to the state figure of 20%.
Among people in Original Medicare in Roscommon County, CMS reported about 619 emergency room visits and 197 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (645) and lower than it for hospital stays (245). About 8% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Where you live decides which Medicare Advantage and Part D plans you can join, and Roscommon County may have a different set of plans than the counties around it. We are not based in Roscommon County; we help Roscommon County residents by phone or video call.
Hospitals and doctors near Roscommon County
CMS Hospital General Information lists no acute care, critical access or children’s hospital located inside Roscommon County. Residents often use hospitals in neighboring counties, which matters for Medicare Advantage because a plan’s network may include or leave out the hospital you use. We check your hospitals and doctors before you enroll.
Communities and ZIP codes in Roscommon County
People in Roscommon County live in communities such as Roscommon (989) (2023 population estimates, counting only the part of each community that lies inside the county).
We look up plans by ZIP code. In Roscommon County, that means areas such as 48627, 48629, 48630, 48651, 48653, 48656, based on Census ZIP Code Tabulation Areas that lie mostly in the county.
Questions about Medicare in Roscommon County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- HealthCare.gov if you are not yet on Medicare.
- Medicare Care Compare for hospitals and doctors.
- Social Security: Medicare to enroll or check status.
- Michigan Department of Insurance and Financial Services: Michigan’s insurance regulator, including agent license lookup.
Coverage we offer Roscommon County residents
As an independent agency we are not tied to one insurer, so for Roscommon County residents we can compare final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA, group health insurance and life insurance.
Get a clear answer for Roscommon County
A short call is enough to compare your options. Our help is free to you.
Get my plan comparisonRead next
- Do you really need a Medicare agent?
- Medicare Parts A, B, C and D explained
- What happens if you do nothing during open enrollment?
- Can I change my Medicare plan after December 7?
Roscommon County compared with similar Michigan counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Mecosta County | 8,596 | 67.3% | 21% | Smaller city/town |
| Iosco County | 7,982 | 59.3% | 18% | Smaller city/town |
| Mason County | 7,830 | 66.7% | 22% | Smaller city/town |
| Emmet County | 8,819 | 54.0% | 14% | Smaller city/town |
| Cheboygan County | 7,676 | 57.2% | 20% | Smaller city/town |
| Branch County | 8,995 | 59.5% | 14% | Smaller city/town |
See every Michigan county in our Michigan directory or go to our Michigan Medicare hub.