The numbers behind Medicare in City of Richmond
| City of Richmond | Virginia | |
|---|---|---|
| Residents age 65 and older | 33,293 | 1,498,879 statewide |
| Share of residents age 65+ | 14.5% | 17.2% statewide |
| People with Medicare | 36,114 | 1,764,998 statewide |
| Enrolled in Medicare Advantage | 19,170 | 698,851 statewide |
| Medicare Advantage share | 53.1% | 39.6% statewide |
Figures come from the Census Bureau and CMS (September 2026).
Among Virginia’s 133 counties, City of Richmond comes in 8th for residents age 65 and up (33,293). Older adults make up 14.5% of the population here; the state figure is 17.2%. The 13,243 residents now between 60 and 64 will become Medicare-eligible soon, and our turning 65 guide walks through it. Among residents 65 and older, 64% are 65 to 74, 27% are 75 to 84 and 9% are 85 or older (Census 2023 estimates). Medicare Advantage enrollment in City of Richmond is 53.1% of people with Medicare, higher than the Virginia average of 39.6%. What most people do in a county is less important than what fits you. We weigh Medicare Advantage against Original Medicare with Medigap using your doctors, your drugs and your budget.
Who has Medicare in City of Richmond
City of Richmond sits in a metro area, which the USDA defines as counties in metro areas of 1 million population or more. That usually means more doctors, more hospitals and more plan choices in the area.
CMS counts 36,550 Medicare beneficiaries in City of Richmond (2023). Their average age is 73, about the same as the Virginia average of 74. About 15% are “dual eligible,” meaning they have both Medicare and Medicaid, higher than the state figure of 9%. Where many people have both, special plans for dual-eligible members can matter; see our Medicaid and dual eligible guide, since availability varies by plan and area.
Among people in Original Medicare in City of Richmond, CMS reported about 646 emergency room visits and 241 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (589) and higher than it for hospital stays (206). About 9% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Medicare Advantage and Part D plan availability and provider networks are set county by county, so the plans open to you in City of Richmond may differ from those in a neighboring county. We are not based in City of Richmond; we help City of Richmond residents by phone or video call.
Hospitals located in City of Richmond
The Centers for Medicare & Medicaid Services (CMS) lists these hospitals in City of Richmond:
- Bon Secours Richmond Community Hospital — Richmond (acute care; nonprofit; emergency services)
- Bon Secours St. Marys Hospital — Richmond (acute care; nonprofit; emergency services; CMS overall rating 5 of 5)
- CJW Medical Center — Richmond (acute care; for-profit; emergency services; CMS overall rating 4 of 5)
- Medical College of Virginia Hospitals — Richmond (acute care; government-owned; emergency services; CMS overall rating 4 of 5)
Network rules, not geography, decide whether a plan covers a hospital. We look up the hospitals and doctors you use and check them against each plan before you enroll. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Communities and ZIP codes in City of Richmond
People in City of Richmond live in communities such as Richmond (229,247) (2023 population estimates, counting only the part of each community that lies inside the county).
ZIP codes that fall mostly inside City of Richmond include 23173, 23219, 23220, 23221, 23224, 23225, 23226, 23284, 23298. Plan availability can change by ZIP code, so have yours ready when we compare plans.
Questions about Medicare in City of Richmond?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Medicare Care Compare for hospitals and doctors.
- Social Security: Medicare to enroll or check status.
- Medicare.gov: Medigap on how Medicare Supplement works.
- Virginia Bureau of Insurance: Virginia’s insurance regulator, including agent license lookup.
Coverage we offer City of Richmond residents
We work with many carriers, which lets us compare more than one option for City of Richmond households, including Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA, group health insurance, life insurance, final expense insurance, annuities and Medicare Advantage.
Ready to compare plans in City of Richmond?
Tell us your doctors and medicines and we will show you what fits. No cost, no pressure.
Get my plan comparisonMedicare guides for City of Richmond residents
- Can I change my Medicare plan after December 7?
- What happens if you do nothing during open enrollment?
- Medicare Parts A, B, C and D explained
- Do you really need a Medicare agent?
City of Richmond compared with similar Virginia counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| City of Norfolk | 31,305 | 50.1% | 12% | Metro |
| Arlington County | 29,077 | 29.6% | 9% | Metro |
| City of Chesapeake | 38,077 | 39.9% | 6% | Metro |
| City of Newport News | 26,600 | 49.9% | 9% | Metro |
| Albemarle County | 24,602 | 22.4% | 5% | Metro |
| Spotsylvania County | 23,454 | 35.6% | 7% | Metro |
See every Virginia county in our Virginia directory or go to our Virginia Medicare hub.