The numbers behind Medicare in Putnam County
| Putnam County | Indiana | |
|---|---|---|
| Residents age 65 and older | 6,713 | 1,179,148 statewide |
| Share of residents age 65+ | 17.9% | 17.2% statewide |
| People with Medicare | 8,462 | 1,432,708 statewide |
| Enrolled in Medicare Advantage | 4,626 | 731,624 statewide |
| Medicare Advantage share | 54.7% | 51.1% statewide |
Sources: Census Bureau 2023 estimates and CMS Medicare Advantage penetration, September 2026.
Among Indiana’s 92 counties, Putnam County comes in 45th for residents age 65 and up (6,713). Older adults make up 17.9% of the population here; the state figure is 17.2%. About 2,525 more people are 60 to 64 and are heading toward Medicare; our turning 65 guide explains their first steps. Among residents 65 and older, 59% are 65 to 74, 30% are 75 to 84 and 11% are 85 or older (Census 2023 estimates). About 54.7% of people with Medicare in Putnam County are enrolled in a Medicare Advantage plan. That is close to the Indiana average of 51.1%. Averages cannot choose a plan for you. Medicare Advantage and Original Medicare with a Medigap plan each suit different people, depending on doctors, medicines and how you prefer to handle costs, and we compare both at your ZIP code.
Who has Medicare in Putnam County
Putnam County is a non-metro county with towns and small cities (USDA: urban population of 5,000 to 20,000, adjacent to a metro area). Care is often split between local providers and a bigger hospital elsewhere, which is worth testing against each plan’s network.
CMS counts 8,293 Medicare beneficiaries in Putnam County (2023). Their average age is 72, about the same as the Indiana average of 72. About 16% are “dual eligible,” meaning they have both Medicare and Medicaid, close to the state figure of 16%.
Among people in Original Medicare in Putnam County, CMS reported about 675 emergency room visits and 199 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (619) and lower than it for hospital stays (235). About 6% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Insurers choose which counties to serve each year, which means the Medicare Advantage and Part D plans you can pick in Putnam County can be different from the ones offered next door. We are not based in Putnam County; we help Putnam County residents by phone or video call.
Hospitals located in Putnam County
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in Putnam County:
- Putnam County Hospital — Greencastle (critical access; government-owned; emergency services; CMS overall rating 5 of 5)
A hospital being in the county does not mean every plan covers it. Medicare Advantage networks differ by plan, so we check the hospitals and doctors you actually use before you enroll. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Putnam County: communities and ZIP codes
People in Putnam County live in communities such as Greencastle (9,882), Cloverdale (2,152), Roachdale (861), Bainbridge (706), Fillmore (549), Russellville (312) (2023 population estimates, counting only the part of each community that lies inside the county).
Census ZIP Code Tabulation Areas mostly within Putnam County number 8: 46105, 46120, 46128, 46135, 46170, 46171, 46172, 46175. Your exact ZIP code is what decides which plans you can join.
Questions about Medicare in Putnam County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Social Security: Medicare to enroll or check status.
- Medicare.gov: Medigap on how Medicare Supplement works.
- HealthCare.gov if you are not yet on Medicare.
- Indiana Department of Insurance: Indiana’s insurance regulator, including agent license lookup.
Coverage we offer Putnam County residents
As an independent agency we are not tied to one insurer, so for Putnam County residents we can compare final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA, group health insurance and life insurance.
Ready to compare plans in Putnam County?
Tell us your doctors and medicines and we will show you what fits. No cost, no pressure.
Get my plan comparisonRead next
- Medicare Advantage vs. Medigap: how to choose
- Can I change my Medicare plan after December 7?
- Do you really need a Medicare agent?
- Medicare 101 for families
Putnam County compared with similar Indiana counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Wabash County | 6,819 | 55.8% | 16% | Smaller city/town |
| Jefferson County | 6,578 | 43.4% | 15% | Smaller city/town |
| Miami County | 6,555 | 52.9% | 16% | Smaller city/town |
| Knox County | 6,920 | 34.0% | 18% | Smaller city/town |
| Greene County | 6,426 | 43.5% | 16% | Smaller city/town |
| Huntington County | 7,020 | 64.3% | 18% | Smaller city/town |
See every Indiana county in our Indiana directory or go to our Indiana Medicare hub.