The numbers behind Medicare in Northumberland County
| Northumberland County | Virginia | |
|---|---|---|
| Residents age 65 and older | 4,646 | 1,498,879 statewide |
| Share of residents age 65+ | 37.5% | 17.2% statewide |
| People with Medicare | 5,183 | 1,764,998 statewide |
| Enrolled in Medicare Advantage | 1,701 | 698,851 statewide |
| Medicare Advantage share | 32.8% | 39.6% statewide |
Data: U.S. Census Bureau (2023 population estimates); CMS, September 2026. Medicare Advantage share is enrollees divided by people with Medicare.
Northumberland County ranks 77th of 133 Virginia counties by number of residents age 65 and older, with about 4,646 people in that age group, or 37.5% of residents (statewide: 17.2%). Another 1,358 residents are age 60 to 64 and will reach Medicare eligibility within about five years (see our turning 65 guide). Census 2023 estimates show 55% of the 65-plus population is under 75, 36% is 75 to 84 and 9% is 85 or older. About 32.8% of people with Medicare in Northumberland County are enrolled in a Medicare Advantage plan. That is lower than the Virginia average of 39.6%. A county average does not tell you which kind of plan fits you. Whether Medicare Advantage or Original Medicare with a Medigap plan is the better fit depends on your doctors, your prescriptions and how you want to handle costs, so we compare both for your ZIP code.
Who has Medicare in Northumberland County
Northumberland County is a rural county (USDA: urban population of fewer than 5,000, not adjacent to a metro area). Plan choices can be narrower than in a city, and we focus on networks that include the doctors and hospital you actually use.
CMS counts 5,143 Medicare beneficiaries in Northumberland County (2023). Their average age is 75, about the same as the Virginia average of 74. About 6% are “dual eligible,” meaning they have both Medicare and Medicaid, lower than the state figure of 9%.
Among people in Original Medicare in Northumberland County, CMS reported about 583 emergency room visits and 204 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (589) and close to it for hospital stays (206). About 8% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Where you live decides which Medicare Advantage and Part D plans you can join, and Northumberland County may have a different set of plans than the counties around it. We are not based in Northumberland County; we help Northumberland County residents by phone or video call.
Hospitals and doctors near Northumberland County
CMS Hospital General Information lists no acute care, critical access or children’s hospital located inside Northumberland County. Residents often use hospitals in neighboring counties, which matters for Medicare Advantage because a plan’s network may include or leave out the hospital you use. We check your hospitals and doctors before you enroll.
Where people live in Northumberland County
The largest communities in Northumberland County by 2023 Census population estimates are Kilmarnock (76). Each figure counts only the people living inside the county.
Census ZIP Code Tabulation Areas mostly within Northumberland County number 6: 22432, 22435, 22473, 22482, 22511, 22539. Your exact ZIP code is what decides which plans you can join.
Questions about Medicare in Northumberland County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Social Security: Medicare to enroll or check status.
- Medicare.gov: Medigap on how Medicare Supplement works.
- Virginia’s Insurance Marketplace, Virginia’s own health insurance exchange, if you are not yet on Medicare.
- Virginia Bureau of Insurance: Virginia’s insurance regulator, including agent license lookup.
Coverage we offer Northumberland County residents
We work with many carriers, which lets us compare more than one option for Northumberland County households, including ICHRA, group health insurance, life insurance, final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans and ACA health insurance.
Get a clear answer for Northumberland County
A short call is enough to compare your options. Our help is free to you.
Get my plan comparisonPlain-English Medicare answers
- Medicare Advantage vs. Medigap: how to choose
- Does Medicare cover dental, vision and hearing?
- What Medicare Part D actually costs
- Medicare 101 for families
Northumberland County compared with similar Virginia counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Buchanan County | 4,714 | 65.1% | 25% | Rural |
| Patrick County | 4,869 | 49.8% | 13% | Rural |
| Lancaster County | 4,213 | 32.3% | 7% | Rural |
| King George County | 4,198 | 30.1% | 7% | Rural |
| Lee County | 5,149 | 69.9% | 26% | Rural |
| Grayson County | 4,016 | 40.1% | 15% | Rural |
See every Virginia county in our Virginia directory or go to our Virginia Medicare hub.