Montgomery County Medicare at a glance
| Montgomery County | Indiana | |
|---|---|---|
| Residents age 65 and older | 7,438 | 1,179,148 statewide |
| Share of residents age 65+ | 19.3% | 17.2% statewide |
| People with Medicare | 9,090 | 1,432,708 statewide |
| Enrolled in Medicare Advantage | 4,701 | 731,624 statewide |
| Medicare Advantage share | 51.7% | 51.1% statewide |
Sources: Census Bureau 2023 estimates and CMS Medicare Advantage penetration, September 2026.
Among Indiana’s 92 counties, Montgomery County comes in 39th for residents age 65 and up (7,438). Older adults make up 19.3% of the population here; the state figure is 17.2%. Another 2,752 residents are age 60 to 64 and will reach Medicare eligibility within about five years (see our turning 65 guide). Among residents 65 and older, 57% are 65 to 74, 32% are 75 to 84 and 11% are 85 or older (Census 2023 estimates). About 51.7% of people with Medicare in Montgomery County are enrolled in a Medicare Advantage plan. That is close to the Indiana average of 51.1%. A county average does not tell you which kind of plan fits you. Whether Medicare Advantage or Original Medicare with a Medigap plan is the better fit depends on your doctors, your prescriptions and how you want to handle costs, so we compare both for your ZIP code.
Who has Medicare in Montgomery County
The USDA classifies Montgomery County as: urban population of 5,000 to 20,000, adjacent to a metro area. In counties of this type, people often travel to a larger neighboring county for specialists, so we check whether your plan’s network reaches there.
CMS counts 9,087 Medicare beneficiaries in Montgomery County (2023). Their average age is 72, about the same as the Indiana average of 72. About 17% are “dual eligible,” meaning they have both Medicare and Medicaid, close to the state figure of 16%.
Among people in Original Medicare in Montgomery County, CMS reported about 648 emergency room visits and 206 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (619) and lower than it for hospital stays (235). About 5% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Insurers choose which counties to serve each year, which means the Medicare Advantage and Part D plans you can pick in Montgomery County can be different from the ones offered next door. We are not based in Montgomery County; we help Montgomery County residents by phone or video call.
Hospitals located in Montgomery County
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in Montgomery County:
- Franciscan Health Crawfordsville — Crawfordsville (acute care; nonprofit; emergency services; CMS overall rating 5 of 5)
Network rules, not geography, decide whether a plan covers a hospital. We look up the hospitals and doctors you use and check them against each plan before you enroll. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Where people live in Montgomery County
The largest communities in Montgomery County by 2023 Census population estimates are Crawfordsville (16,577), Ladoga (1,092), Waynetown (973), Linden (725), Darlington (718), New Market (571). Each figure counts only the people living inside the county.
We look up plans by ZIP code. In Montgomery County, that means areas such as 47916, 47933, 47940, 47954, 47955, 47965, 47967, 47968, 47989, 47990, 47994, based on Census ZIP Code Tabulation Areas that lie mostly in the county.
Questions about Medicare in Montgomery County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- HealthCare.gov if you are not yet on Medicare.
- Medicare Care Compare for hospitals and doctors.
- Social Security: Medicare to enroll or check status.
- Indiana Department of Insurance: Indiana’s insurance regulator, including agent license lookup.
Coverage we offer Montgomery County residents
As an independent agency we are not tied to one insurer, so for Montgomery County residents we can compare annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA, group health insurance, life insurance and final expense insurance.
Get a clear answer for Montgomery County
A short call is enough to compare your options. Our help is free to you.
Get my plan comparisonPlain-English Medicare answers
- Why a Medicare Advantage plan drops a doctor or drug
- Medicare Parts A, B, C and D explained
- How to read your Medicare Annual Notice of Change
- Does Medicare cover dental, vision and hearing?
Montgomery County compared with similar Indiana counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Cass County | 7,194 | 49.4% | 17% | Smaller city/town |
| DeKalb County | 7,822 | 67.2% | 18% | Smaller city/town |
| Huntington County | 7,020 | 64.3% | 18% | Smaller city/town |
| Steuben County | 7,925 | 64.8% | 14% | Smaller city/town |
| Jackson County | 7,953 | 61.0% | 15% | Smaller city/town |
| Knox County | 6,920 | 34.0% | 18% | Smaller city/town |
See every Indiana county in our Indiana directory or go to our Indiana Medicare hub.