Monroe County Medicare at a glance
| Monroe County | Michigan | |
|---|---|---|
| Residents age 65 and older | 31,774 | 1,926,752 statewide |
| Share of residents age 65+ | 20.5% | 19.2% statewide |
| People with Medicare | 38,050 | 2,334,917 statewide |
| Enrolled in Medicare Advantage | 23,692 | 1,484,072 statewide |
| Medicare Advantage share | 62.3% | 63.6% statewide |
Sources: Census Bureau 2023 estimates and CMS Medicare Advantage penetration, September 2026.
With roughly 31,774 residents age 65 and older, Monroe County is 15th among 83 Michigan counties for older residents. That group is 20.5% of its population, compared with 19.2% across Michigan. The 11,715 residents now between 60 and 64 will become Medicare-eligible soon, and our turning 65 guide walks through it. Among residents 65 and older, 61% are 65 to 74, 30% are 75 to 84 and 10% are 85 or older (Census 2023 estimates). Medicare Advantage enrollment in Monroe County is 62.3% of people with Medicare, close to the Michigan average of 63.6%. A county average does not tell you which kind of plan fits you. Whether Medicare Advantage or Original Medicare with a Medigap plan is the better fit depends on your doctors, your prescriptions and how you want to handle costs, so we compare both for your ZIP code.
Who has Medicare in Monroe County
Monroe County sits in a metro area, which the USDA defines as counties in metro areas of fewer than 250,000 population. That usually means more doctors, more hospitals and more plan choices in the area.
CMS counts 37,987 Medicare beneficiaries in Monroe County (2023). Their average age is 71, about the same as the Michigan average of 72. About 15% are “dual eligible,” meaning they have both Medicare and Medicaid, lower than the state figure of 20%.
Among people in Original Medicare in Monroe County, CMS reported about 665 emergency room visits and 268 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (645) and close to it for hospital stays (245). About 9% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Insurers choose which counties to serve each year, which means the Medicare Advantage and Part D plans you can pick in Monroe County can be different from the ones offered next door. We are not based in Monroe County; we help Monroe County residents by phone or video call.
Hospitals located in Monroe County
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in Monroe County:
- Promedica Monroe Regional Hospital — Monroe (acute care; nonprofit; emergency services; CMS overall rating 1 of 5)
A hospital being in the county does not mean every plan covers it. Medicare Advantage networks differ by plan, so we check the hospitals and doctors you actually use before you enroll. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Monroe County: communities and ZIP codes
People in Monroe County live in communities such as Monroe (20,089), Dundee (5,980), Carleton (2,337), Milan (2,233), South Rockwood (1,575), Luna Pier (1,353) (2023 population estimates, counting only the part of each community that lies inside the county).
Census ZIP Code Tabulation Areas mostly within Monroe County number 17: 48117, 48131, 48133, 48140, 48144, 48145, 48157, 48159, 48160, 48161, 48162, 48166, 48177, 48179 and 3 more. Your exact ZIP code is what decides which plans you can join.
Questions about Medicare in Monroe County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- HealthCare.gov if you are not yet on Medicare.
- Medicare Care Compare for hospitals and doctors.
- Social Security: Medicare to enroll or check status.
- Michigan Department of Insurance and Financial Services: Michigan’s insurance regulator, including agent license lookup.
Coverage we offer Monroe County residents
As an independent agency we are not tied to one insurer, so for Monroe County residents we can compare life insurance, final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA and group health insurance.
Let’s check your Monroe County options together
We confirm your doctors and prescriptions before you enroll, at no cost to you.
Get my plan comparisonRead next
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- Medicare Advantage vs. Medigap: how to choose
- Medigap Plan G vs. Plan N
Monroe County compared with similar Michigan counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Jackson County | 31,324 | 61.3% | 20% | Metro |
| Muskegon County | 33,437 | 75.4% | 28% | Metro |
| St. Clair County | 33,468 | 63.4% | 20% | Metro |
| Berrien County | 33,509 | 57.0% | 12% | Metro |
| Calhoun County | 25,294 | 55.9% | 15% | Metro |
| Saginaw County | 39,113 | 68.3% | 21% | Metro |
See every Michigan county in our Michigan directory or go to our Michigan Medicare hub.