The numbers behind Medicare in Monroe County
| Monroe County | Indiana | |
|---|---|---|
| Residents age 65 and older | 21,295 | 1,179,148 statewide |
| Share of residents age 65+ | 15.3% | 17.2% statewide |
| People with Medicare | 23,932 | 1,432,708 statewide |
| Enrolled in Medicare Advantage | 9,956 | 731,624 statewide |
| Medicare Advantage share | 41.6% | 51.1% statewide |
Figures come from the Census Bureau and CMS (September 2026).
Monroe County ranks 15th of 92 Indiana counties by number of residents age 65 and older, with about 21,295 people in that age group, or 15.3% of residents (statewide: 17.2%). Another 6,963 residents are age 60 to 64 and will reach Medicare eligibility within about five years (see our turning 65 guide). By age, the 65-and-older group splits 59% ages 65 to 74, 30% ages 75 to 84 and 11% age 85 and up (Census 2023). CMS data show 41.6% of Monroe County residents with Medicare chose Medicare Advantage, which is lower than the 51.1% average across Indiana. Averages cannot choose a plan for you. Medicare Advantage and Original Medicare with a Medigap plan each suit different people, depending on doctors, medicines and how you prefer to handle costs, and we compare both at your ZIP code.
Who has Medicare in Monroe County
Monroe County is a metro county; the U.S. Department of Agriculture describes it as: counties in metro areas of fewer than 250,000 population. Metro counties usually have more hospitals and more insurers competing for Medicare members, so there can be more plans to compare.
CMS counts 23,920 Medicare beneficiaries in Monroe County (2023). Their average age is 73, about the same as the Indiana average of 72. About 15% are “dual eligible,” meaning they have both Medicare and Medicaid, close to the state figure of 16%.
Among people in Original Medicare in Monroe County, CMS reported about 606 emergency room visits and 197 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (619) and lower than it for hospital stays (235). About 6% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Where you live decides which Medicare Advantage and Part D plans you can join, and Monroe County may have a different set of plans than the counties around it. We are not based in Monroe County; we help Monroe County residents by phone or video call.
Hospitals located in Monroe County
The Centers for Medicare & Medicaid Services (CMS) lists these hospitals in Monroe County:
- Indiana University Health Bloomington Hospital — Bloomington (acute care; nonprofit; emergency services; CMS overall rating 3 of 5)
- Monroe Hospital — Bloomington (acute care; for-profit; emergency services; CMS overall rating 4 of 5)
A hospital being in the county does not mean every plan covers it. Medicare Advantage networks differ by plan, so we check the hospitals and doctors you actually use before you enroll. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Where people live in Monroe County
Census Bureau 2023 estimates put the biggest communities in Monroe County at Bloomington (78,840), Ellettsville (6,694), Stinesville (202), counting only the part of each community inside the county.
We look up plans by ZIP code. In Monroe County, that means areas such as 47401, 47403, 47404, 47405, 47406, 47408, 47429, 47434, 47458, 47464, 47468, based on Census ZIP Code Tabulation Areas that lie mostly in the county.
Questions about Medicare in Monroe County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Social Security: Medicare to enroll or check status.
- Medicare.gov: Medigap on how Medicare Supplement works.
- HealthCare.gov if you are not yet on Medicare.
- Indiana Department of Insurance: Indiana’s insurance regulator, including agent license lookup.
Coverage we offer Monroe County residents
We work with many carriers, which lets us compare more than one option for Monroe County households, including life insurance, final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA and group health insurance.
Get a clear answer for Monroe County
A short call is enough to compare your options. Our help is free to you.
Get my plan comparisonRead next
- What happens if you do nothing during open enrollment?
- Can I change my Medicare plan after December 7?
- Why a Medicare Advantage plan drops a doctor or drug
- Medigap Plan G vs. Plan N
Monroe County compared with similar Indiana counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Clark County | 21,563 | 47.5% | 16% | Metro |
| LaPorte County | 22,343 | 45.0% | 15% | Metro |
| Delaware County | 20,083 | 54.0% | 17% | Metro |
| Tippecanoe County | 23,795 | 45.0% | 14% | Metro |
| Vigo County | 18,749 | 47.9% | 22% | Metro |
| Madison County | 25,091 | 61.4% | 18% | Metro |
See every Indiana county in our Indiana directory or go to our Indiana Medicare hub.