Medicare in Mackinac County by the numbers
| Mackinac County | Michigan | |
|---|---|---|
| Residents age 65 and older | 3,325 | 1,926,752 statewide |
| Share of residents age 65+ | 30.6% | 19.2% statewide |
| People with Medicare | 3,939 | 2,334,917 statewide |
| Enrolled in Medicare Advantage | 2,256 | 1,484,072 statewide |
| Medicare Advantage share | 57.3% | 63.6% statewide |
Sources: Census Bureau 2023 estimates and CMS Medicare Advantage penetration, September 2026.
Among Michigan’s 83 counties, Mackinac County comes in 75th for residents age 65 and up (3,325). Older adults make up 30.6% of the population here; the state figure is 19.2%. The 1,021 residents now between 60 and 64 will become Medicare-eligible soon, and our turning 65 guide walks through it. Among residents 65 and older, 61% are 65 to 74, 30% are 75 to 84 and 9% are 85 or older (Census 2023 estimates). Medicare Advantage enrollment in Mackinac County is 57.3% of people with Medicare, lower than the Michigan average of 63.6%. What most people do in a county is less important than what fits you. We weigh Medicare Advantage against Original Medicare with Medigap using your doctors, your drugs and your budget.
Who has Medicare in Mackinac County
Mackinac County is a rural county (USDA: urban population of fewer than 5,000, not adjacent to a metro area). Plan choices can be narrower than in a city, and we focus on networks that include the doctors and hospital you actually use.
CMS counts 3,971 Medicare beneficiaries in Mackinac County (2023). Their average age is 72, about the same as the Michigan average of 72. About 15% are “dual eligible,” meaning they have both Medicare and Medicaid, lower than the state figure of 20%.
Among people in Original Medicare in Mackinac County, CMS reported about 705 emergency room visits and 184 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (645) and lower than it for hospital stays (245). About 7% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Medicare Advantage and Part D plan availability and provider networks are set county by county, so the plans open to you in Mackinac County may differ from those in a neighboring county. We are not based in Mackinac County; we help Mackinac County residents by phone or video call.
Hospitals located in Mackinac County
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in Mackinac County:
- Mackinac Straits Hospital and Health Center — Saint Ignace (critical access; nonprofit; emergency services)
A hospital being in the county does not mean every plan covers it. Medicare Advantage networks differ by plan, so we check the hospitals and doctors you actually use before you enroll. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Communities and ZIP codes in Mackinac County
The largest communities in Mackinac County by 2023 Census population estimates are St. Ignace (2,293), Mackinac Island (592). Each figure counts only the people living inside the county.
ZIP codes that fall mostly inside Mackinac County include 49719, 49745, 49757, 49760, 49762, 49775, 49781, 49820, 49827, 49838. Plan availability can change by ZIP code, so have yours ready when we compare plans.
Questions about Medicare in Mackinac County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Social Security: Medicare to enroll or check status.
- Medicare.gov: Medigap on how Medicare Supplement works.
- HealthCare.gov if you are not yet on Medicare.
- Michigan Department of Insurance and Financial Services: Michigan’s insurance regulator, including agent license lookup.
Coverage we offer Mackinac County residents
We work with many carriers, which lets us compare more than one option for Mackinac County households, including life insurance, final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA and group health insurance.
Let’s check your Mackinac County options together
We confirm your doctors and prescriptions before you enroll, at no cost to you.
Get my plan comparisonRead next
- What happens if you do nothing during open enrollment?
- Medicare Parts A, B, C and D explained
- Do you really need a Medicare agent?
- When can you switch Medicare plans? Every enrollment window
Mackinac County compared with similar Michigan counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Montmorency County | 3,219 | 62.1% | 19% | Rural |
| Missaukee County | 3,460 | 64.2% | 22% | Rural |
| Lake County | 3,513 | 68.3% | 28% | Rural |
| Crawford County | 3,721 | 61.2% | 20% | Rural |
| Iron County | 3,797 | 56.1% | 15% | Rural |
| Alcona County | 3,881 | 58.9% | 17% | Rural |
See every Michigan county in our Michigan directory or go to our Michigan Medicare hub.