Medicare in Kerr County by the numbers
| Kerr County | Texas | |
|---|---|---|
| Residents age 65 and older | 15,787 | 4,188,063 statewide |
| Share of residents age 65+ | 29.3% | 13.7% statewide |
| People with Medicare | 17,889 | 5,048,909 statewide |
| Enrolled in Medicare Advantage | 6,360 | 2,770,279 statewide |
| Medicare Advantage share | 35.6% | 54.9% statewide |
Sources: Census Bureau 2023 estimates and CMS Medicare Advantage penetration, September 2026.
Among Texas’s 254 counties, Kerr County comes in 47th for residents age 65 and up (15,787). Older adults make up 29.3% of the population here; the state figure is 13.7%. Another 4,258 residents are age 60 to 64 and will reach Medicare eligibility within about five years (see our turning 65 guide). Among residents 65 and older, 53% are 65 to 74, 35% are 75 to 84 and 12% are 85 or older (Census 2023 estimates). About 35.6% of people with Medicare in Kerr County are enrolled in a Medicare Advantage plan. That is lower than the Texas average of 54.9%. A county average does not tell you which kind of plan fits you. Whether Medicare Advantage or Original Medicare with a Medigap plan is the better fit depends on your doctors, your prescriptions and how you want to handle costs, so we compare both for your ZIP code.
Who has Medicare in Kerr County
Kerr County is a smaller-city and town county; the U.S. Department of Agriculture describes it as: urban population of 20,000 or more, adjacent to a metro area. Counties like this often sit between a metro area and rural communities, so some residents use hospitals and specialists in a neighboring county and a plan’s network across the county line matters.
CMS counts 18,075 Medicare beneficiaries in Kerr County (2023). Their average age is 75, older than the Texas average of 73. About 7% are “dual eligible,” meaning they have both Medicare and Medicaid, lower than the state figure of 11%.
Among people in Original Medicare in Kerr County, CMS reported about 548 emergency room visits and 170 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (580) and lower than it for hospital stays (226). About 7% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Medicare Advantage and Part D plan availability and provider networks are set county by county, so the plans open to you in Kerr County may differ from those in a neighboring county. We are not based in Kerr County; we help Kerr County residents by phone or video call.
Hospitals located in Kerr County
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in Kerr County:
- Peterson Regional Medical Center — Kerrville (acute care; nonprofit; emergency services; CMS overall rating 4 of 5)
A hospital being in the county does not mean every plan covers it. Medicare Advantage networks differ by plan, so we check the hospitals and doctors you actually use before you enroll. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Where people live in Kerr County
People in Kerr County live in communities such as Kerrville (24,930), Ingram (1,849) (2023 population estimates, counting only the part of each community that lies inside the county).
We look up plans by ZIP code. In Kerr County, that means areas such as 78010, 78024, 78025, 78028, 78029, 78058, based on Census ZIP Code Tabulation Areas that lie mostly in the county.
Questions about Medicare in Kerr County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Social Security: Medicare to enroll or check status.
- Medicare.gov: Medigap on how Medicare Supplement works.
- HealthCare.gov if you are not yet on Medicare.
- Texas Department of Insurance: Texas’s insurance regulator, including agent license lookup.
Coverage we offer Kerr County residents
Here is what we can help Kerr County residents with, drawing on plans from many insurers: final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA, group health insurance and life insurance.
Let’s check your Kerr County options together
We confirm your doctors and prescriptions before you enroll, at no cost to you.
Get my plan comparisonPlain-English Medicare answers
- Medicare Advantage vs. Medigap: how to choose
- Medicare Parts A, B, C and D explained
- What Medicare Part D actually costs
- Can I change my Medicare plan after December 7?
Kerr County compared with similar Texas counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Angelina County | 14,982 | 50.5% | 14% | Smaller city/town |
| Hood County | 17,530 | 48.7% | 5% | Smaller city/town |
| Wood County | 13,301 | 49.9% | 7% | Smaller city/town |
| Burnet County | 12,960 | 44.8% | 5% | Smaller city/town |
| Henderson County | 19,569 | 53.3% | 10% | Smaller city/town |
| Walker County | 11,590 | 58.5% | 11% | Smaller city/town |
See every Texas county in our Texas directory or go to our Texas Medicare hub.