Habersham County Medicare at a glance
| Habersham County | Georgia | |
|---|---|---|
| Residents age 65 and older | 9,304 | 1,696,217 statewide |
| Share of residents age 65+ | 19.1% | 15.4% statewide |
| People with Medicare | 11,332 | 2,041,931 statewide |
| Enrolled in Medicare Advantage | 6,441 | 1,148,032 statewide |
| Medicare Advantage share | 56.8% | 56.2% statewide |
Figures come from the Census Bureau and CMS (September 2026).
Among Georgia’s 159 counties, Habersham County comes in 40th for residents age 65 and up (9,304). Older adults make up 19.1% of the population here; the state figure is 15.4%. About 3,142 more people are 60 to 64 and are heading toward Medicare; our turning 65 guide explains their first steps. Census 2023 estimates show 57% of the 65-plus population is under 75, 33% is 75 to 84 and 10% is 85 or older. About 56.8% of people with Medicare in Habersham County are enrolled in a Medicare Advantage plan. That is close to the Georgia average of 56.2%. A county average does not tell you which kind of plan fits you. Whether Medicare Advantage or Original Medicare with a Medigap plan is the better fit depends on your doctors, your prescriptions and how you want to handle costs, so we compare both for your ZIP code.
Who has Medicare in Habersham County
Habersham County is a non-metro county with towns and small cities (USDA: urban population of 5,000 to 20,000, adjacent to a metro area). Care is often split between local providers and a bigger hospital elsewhere, which is worth testing against each plan’s network.
CMS counts 11,123 Medicare beneficiaries in Habersham County (2023). Their average age is 74, about the same as the Georgia average of 73. About 13% are “dual eligible,” meaning they have both Medicare and Medicaid, close to the state figure of 12%.
Among people in Original Medicare in Habersham County, CMS reported about 590 emergency room visits and 186 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (560) and lower than it for hospital stays (223). About 9% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Where you live decides which Medicare Advantage and Part D plans you can join, and Habersham County may have a different set of plans than the counties around it. We are not based in Habersham County; we help Habersham County residents by phone or video call.
Hospitals located in Habersham County
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in Habersham County:
- Northeast Georgia Medical Center Habersham — Demorest (acute care; government-owned; emergency services; CMS overall rating 3 of 5)
Being located in the county is not the same as being in your plan’s network. Each Medicare Advantage plan builds its own network, so we confirm that your hospital and your doctors are included before you choose. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Communities and ZIP codes in Habersham County
Census Bureau 2023 estimates put the biggest communities in Habersham County at Cornelia (5,309), Baldwin (3,274), Clarkesville (2,135), Demorest (2,046), Mount Airy (1,472), Alto (622), counting only the part of each community inside the county.
ZIP codes that fall mostly inside Habersham County include 30523, 30531, 30535, 30563. Plan availability can change by ZIP code, so have yours ready when we compare plans.
Questions about Medicare in Habersham County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Social Security: Medicare to enroll or check status.
- Medicare.gov: Medigap on how Medicare Supplement works.
- Georgia Access, Georgia’s own health insurance exchange, if you are not yet on Medicare.
- Georgia Office of Insurance and Safety Fire Commissioner: Georgia’s insurance regulator, including agent license lookup.
Coverage we offer Habersham County residents
As an independent agency we are not tied to one insurer, so for Habersham County residents we can compare life insurance, final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA and group health insurance.
Let’s check your Habersham County options together
We confirm your doctors and prescriptions before you enroll, at no cost to you.
Get my plan comparisonRead next
- What happens if you do nothing during open enrollment?
- Medicare 101 for families
- Why a Medicare Advantage plan drops a doctor or drug
- When can you switch Medicare plans? Every enrollment window
Habersham County compared with similar Georgia counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Laurens County | 9,242 | 59.2% | 16% | Smaller city/town |
| Camden County | 9,093 | 43.1% | 8% | Smaller city/town |
| Gilmer County | 9,080 | 44.9% | 10% | Smaller city/town |
| Thomas County | 9,036 | 60.8% | 15% | Smaller city/town |
| Gordon County | 9,606 | 53.8% | 16% | Smaller city/town |
| Bulloch County | 10,787 | 56.0% | 13% | Smaller city/town |
See every Georgia county in our Georgia directory or go to our Georgia Medicare hub.