City of Franklin Medicare at a glance
| City of Franklin | Virginia | |
|---|---|---|
| Residents age 65 and older | 1,573 | 1,498,879 statewide |
| Share of residents age 65+ | 18.9% | 17.2% statewide |
| People with Medicare | 2,190 | 1,764,998 statewide |
| Enrolled in Medicare Advantage | 1,295 | 698,851 statewide |
| Medicare Advantage share | 59.1% | 39.6% statewide |
Sources: Census Bureau 2023 estimates and CMS Medicare Advantage penetration, September 2026.
Among Virginia’s 133 counties, City of Franklin comes in 124th for residents age 65 and up (1,573). Older adults make up 18.9% of the population here; the state figure is 17.2%. Another 570 residents are age 60 to 64 and will reach Medicare eligibility within about five years (see our turning 65 guide). By age, the 65-and-older group splits 56% ages 65 to 74, 33% ages 75 to 84 and 10% age 85 and up (Census 2023). Medicare Advantage enrollment in City of Franklin is 59.1% of people with Medicare, higher than the Virginia average of 39.6%. A county average does not tell you which kind of plan fits you. Whether Medicare Advantage or Original Medicare with a Medigap plan is the better fit depends on your doctors, your prescriptions and how you want to handle costs, so we compare both for your ZIP code.
Who has Medicare in City of Franklin
City of Franklin is a non-metro county with towns and small cities (USDA: urban population of 5,000 to 20,000, adjacent to a metro area). Care is often split between local providers and a bigger hospital elsewhere, which is worth testing against each plan’s network.
CMS counts 2,410 Medicare beneficiaries in City of Franklin (2023). Their average age is 74, about the same as the Virginia average of 74. About 12% are “dual eligible,” meaning they have both Medicare and Medicaid, higher than the state figure of 9%. Where many people have both, special plans for dual-eligible members can matter; see our Medicaid and dual eligible guide, since availability varies by plan and area.
Among people in Original Medicare in City of Franklin, CMS reported about 799 emergency room visits and 252 inpatient hospital stays per 1,000 beneficiaries in 2023, which is higher than the state average for emergency visits (589) and higher than it for hospital stays (206). About 8% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Medicare Advantage and Part D plan availability and provider networks are set county by county, so the plans open to you in City of Franklin may differ from those in a neighboring county. We are not based in City of Franklin; we help City of Franklin residents by phone or video call.
Hospitals located in City of Franklin
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in City of Franklin:
- Bon Secours Southampton Memorial Hospital — Franklin (acute care; nonprofit; emergency services; CMS overall rating 3 of 5)
Network rules, not geography, decide whether a plan covers a hospital. We look up the hospitals and doctors you use and check them against each plan before you enroll. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Communities and ZIP codes in City of Franklin
The largest communities in City of Franklin by 2023 Census population estimates are Franklin (8,339). Each figure counts only the people living inside the county.
Questions about Medicare in City of Franklin?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Medicare Care Compare for hospitals and doctors.
- Social Security: Medicare to enroll or check status.
- Medicare.gov: Medigap on how Medicare Supplement works.
- Virginia Bureau of Insurance: Virginia’s insurance regulator, including agent license lookup.
Coverage we offer City of Franklin residents
Here is what we can help City of Franklin residents with, drawing on plans from many insurers: group health insurance, life insurance, final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance and ICHRA.
Let’s check your City of Franklin options together
We confirm your doctors and prescriptions before you enroll, at no cost to you.
Get my plan comparisonMedicare guides for City of Franklin residents
- Does Medicare cover dental, vision and hearing?
- Medicare Advantage vs. Medigap: how to choose
- Medigap Plan G vs. Plan N
- Why a Medicare Advantage plan drops a doctor or drug
City of Franklin compared with similar Virginia counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Greensville County | 1,896 | 53.5% | 14% | Smaller city/town |
| City of Buena Vista | 1,233 | 48.5% | 14% | Smaller city/town |
| City of Galax | 1,131 | 52.8% | 27% | Smaller city/town |
| City of Covington | 1,101 | 57.4% | 14% | Smaller city/town |
| City of Emporia | 1,088 | 60.0% | 24% | Smaller city/town |
| City of Lexington | 1,074 | 41.0% | 10% | Smaller city/town |
See every Virginia county in our Virginia directory or go to our Virginia Medicare hub.