The numbers behind Medicare in Elbert County
| Elbert County | Georgia | |
|---|---|---|
| Residents age 65 and older | 4,292 | 1,696,217 statewide |
| Share of residents age 65+ | 21.4% | 15.4% statewide |
| People with Medicare | 5,447 | 2,041,931 statewide |
| Enrolled in Medicare Advantage | 3,418 | 1,148,032 statewide |
| Medicare Advantage share | 62.8% | 56.2% statewide |
Figures come from the Census Bureau and CMS (September 2026).
Among Georgia’s 159 counties, Elbert County comes in 85th for residents age 65 and up (4,292). Older adults make up 21.4% of the population here; the state figure is 15.4%. Another 1,446 residents are age 60 to 64 and will reach Medicare eligibility within about five years (see our turning 65 guide). By age, the 65-and-older group splits 56% ages 65 to 74, 33% ages 75 to 84 and 11% age 85 and up (Census 2023). Medicare Advantage enrollment in Elbert County is 62.8% of people with Medicare, higher than the Georgia average of 56.2%. What most people do in a county is less important than what fits you. We weigh Medicare Advantage against Original Medicare with Medigap using your doctors, your drugs and your budget.
Who has Medicare in Elbert County
The USDA classifies Elbert County as: urban population of 5,000 to 20,000, adjacent to a metro area. In counties of this type, people often travel to a larger neighboring county for specialists, so we check whether your plan’s network reaches there.
CMS counts 5,574 Medicare beneficiaries in Elbert County (2023). Their average age is 73, about the same as the Georgia average of 73. About 17% are “dual eligible,” meaning they have both Medicare and Medicaid, higher than the state figure of 12%. Where many people have both, special plans for dual-eligible members can matter; see our Medicaid and dual eligible guide, since availability varies by plan and area.
Among people in Original Medicare in Elbert County, CMS reported about 582 emergency room visits and 236 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (560) and close to it for hospital stays (223). About 10% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Medicare Advantage and Part D plan availability and provider networks are set county by county, so the plans open to you in Elbert County may differ from those in a neighboring county. We are not based in Elbert County; we help Elbert County residents by phone or video call.
Hospitals located in Elbert County
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in Elbert County:
- Elbert Memorial Hospital — Elberton (critical access; government-owned; no emergency department)
Network rules, not geography, decide whether a plan covers a hospital. We look up the hospitals and doctors you use and check them against each plan before you enroll. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Communities and ZIP codes in Elbert County
People in Elbert County live in communities such as Elberton (4,778), Bowman (873) (2023 population estimates, counting only the part of each community that lies inside the county).
Census ZIP Code Tabulation Areas mostly within Elbert County number 3: 30624, 30634, 30635. Your exact ZIP code is what decides which plans you can join.
Questions about Medicare in Elbert County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Social Security: Medicare to enroll or check status.
- Medicare.gov: Medigap on how Medicare Supplement works.
- Georgia Access, Georgia’s own health insurance exchange, if you are not yet on Medicare.
- Georgia Office of Insurance and Safety Fire Commissioner: Georgia’s insurance regulator, including agent license lookup.
Coverage we offer Elbert County residents
As an independent agency we are not tied to one insurer, so for Elbert County residents we can compare Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA, group health insurance, life insurance, final expense insurance, annuities and Medicare Advantage.
Let’s check your Elbert County options together
We confirm your doctors and prescriptions before you enroll, at no cost to you.
Get my plan comparisonRead next
- Medicare Advantage vs. Medigap: how to choose
- Does Medicare cover dental, vision and hearing?
- What Medicare Part D actually costs
- Medicare 101 for families
Elbert County compared with similar Georgia counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Toombs County | 4,541 | 65.6% | 20% | Smaller city/town |
| Dodge County | 4,012 | 59.2% | 22% | Smaller city/town |
| Crisp County | 3,973 | 62.9% | 16% | Smaller city/town |
| Mitchell County | 3,891 | 66.7% | 21% | Smaller city/town |
| Emanuel County | 3,829 | 67.0% | 24% | Smaller city/town |
| Chattooga County | 4,844 | 68.4% | 18% | Smaller city/town |
See every Georgia county in our Georgia directory or go to our Georgia Medicare hub.