The numbers behind Medicare in Covington County
| Covington County | Alabama | |
|---|---|---|
| Residents age 65 and older | 8,550 | 932,312 statewide |
| Share of residents age 65+ | 22.5% | 18.3% statewide |
| People with Medicare | 10,449 | 1,148,442 statewide |
| Enrolled in Medicare Advantage | 6,171 | 706,387 statewide |
| Medicare Advantage share | 59.1% | 61.5% statewide |
Sources: Census Bureau 2023 estimates and CMS Medicare Advantage penetration, September 2026.
With roughly 8,550 residents age 65 and older, Covington County is 30th among 67 Alabama counties for older residents. That group is 22.5% of its population, compared with 18.3% across Alabama. About 2,653 more people are 60 to 64 and are heading toward Medicare; our turning 65 guide explains their first steps. By age, the 65-and-older group splits 55% ages 65 to 74, 32% ages 75 to 84 and 13% age 85 and up (Census 2023). Medicare Advantage enrollment in Covington County is 59.1% of people with Medicare, close to the Alabama average of 61.5%. A county average does not tell you which kind of plan fits you. Whether Medicare Advantage or Original Medicare with a Medigap plan is the better fit depends on your doctors, your prescriptions and how you want to handle costs, so we compare both for your ZIP code.
Who has Medicare in Covington County
The USDA classifies Covington County as: urban population of 5,000 to 20,000, adjacent to a metro area. In counties of this type, people often travel to a larger neighboring county for specialists, so we check whether your plan’s network reaches there.
CMS counts 10,668 Medicare beneficiaries in Covington County (2023). Their average age is 73, about the same as the Alabama average of 72. About 19% are “dual eligible,” meaning they have both Medicare and Medicaid, higher than the state figure of 14%. Where many people have both, special plans for dual-eligible members can matter; see our Medicaid and dual eligible guide, since availability varies by plan and area.
Among people in Original Medicare in Covington County, CMS reported about 794 emergency room visits and 301 inpatient hospital stays per 1,000 beneficiaries in 2023, which is higher than the state average for emergency visits (600) and higher than it for hospital stays (247). About 14% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Where you live decides which Medicare Advantage and Part D plans you can join, and Covington County may have a different set of plans than the counties around it. We are not based in Covington County; we help Covington County residents by phone or video call.
Hospitals located in Covington County
The Centers for Medicare & Medicaid Services (CMS) lists these hospitals in Covington County:
- Andalusia Health — Andalusia (acute care; for-profit; emergency services; CMS overall rating 2 of 5)
- Mizell Memorial Hospital — Opp (acute care; nonprofit; emergency services; CMS overall rating 1 of 5)
A hospital being in the county does not mean every plan covers it. Medicare Advantage networks differ by plan, so we check the hospitals and doctors you actually use before you enroll. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Where people live in Covington County
The largest communities in Covington County by 2023 Census population estimates are Andalusia (8,840), Opp (6,757), Florala (1,934), Babbie (640), River Falls (491), Lockhart (446). Each figure counts only the people living inside the county.
We look up plans by ZIP code. In Covington County, that means areas such as 36028, 36038, 36420, 36421, 36442, 36455, 36467, 36474, 36476, 36483, based on Census ZIP Code Tabulation Areas that lie mostly in the county.
Questions about Medicare in Covington County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- HealthCare.gov if you are not yet on Medicare.
- Medicare Care Compare for hospitals and doctors.
- Social Security: Medicare to enroll or check status.
- Alabama Department of Insurance: Alabama’s insurance regulator, including agent license lookup.
Coverage we offer Covington County residents
Here is what we can help Covington County residents with, drawing on plans from many insurers: ICHRA, group health insurance, life insurance, final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans and ACA health insurance.
Get a clear answer for Covington County
A short call is enough to compare your options. Our help is free to you.
Get my plan comparisonPlain-English Medicare answers
- Do you really need a Medicare agent?
- When can you switch Medicare plans? Every enrollment window
- How to read your Medicare Annual Notice of Change
- Medicare 101 for families
Covington County compared with similar Alabama counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Dale County | 9,256 | 57.6% | 15% | Smaller city/town |
| Dallas County | 7,636 | 71.3% | 32% | Smaller city/town |
| Coffee County | 9,764 | 54.3% | 12% | Smaller city/town |
| Tallapoosa County | 9,836 | 60.9% | 14% | Smaller city/town |
| Chambers County | 7,205 | 67.1% | 23% | Smaller city/town |
| Escambia County | 6,950 | 63.3% | 17% | Smaller city/town |
See every Alabama county in our Alabama directory or go to our Alabama Medicare hub.