Medicare in Clinton County by the numbers
| Clinton County | Indiana | |
|---|---|---|
| Residents age 65 and older | 5,508 | 1,179,148 statewide |
| Share of residents age 65+ | 16.8% | 17.2% statewide |
| People with Medicare | 6,926 | 1,432,708 statewide |
| Enrolled in Medicare Advantage | 3,948 | 731,624 statewide |
| Medicare Advantage share | 57.0% | 51.1% statewide |
Sources: Census Bureau 2023 estimates and CMS Medicare Advantage penetration, September 2026.
Among Indiana’s 92 counties, Clinton County comes in 53rd for residents age 65 and up (5,508). Older adults make up 16.8% of the population here; the state figure is 17.2%. The 2,089 residents now between 60 and 64 will become Medicare-eligible soon, and our turning 65 guide walks through it. Among residents 65 and older, 59% are 65 to 74, 28% are 75 to 84 and 13% are 85 or older (Census 2023 estimates). CMS data show 57.0% of Clinton County residents with Medicare chose Medicare Advantage, which is higher than the 51.1% average across Indiana. A county average does not tell you which kind of plan fits you. Whether Medicare Advantage or Original Medicare with a Medigap plan is the better fit depends on your doctors, your prescriptions and how you want to handle costs, so we compare both for your ZIP code.
Who has Medicare in Clinton County
The USDA classifies Clinton County as: urban population of 5,000 to 20,000, adjacent to a metro area. In counties of this type, people often travel to a larger neighboring county for specialists, so we check whether your plan’s network reaches there.
CMS counts 6,927 Medicare beneficiaries in Clinton County (2023). Their average age is 74, older than the Indiana average of 72. About 16% are “dual eligible,” meaning they have both Medicare and Medicaid, close to the state figure of 16%.
Among people in Original Medicare in Clinton County, CMS reported about 690 emergency room visits and 212 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (619) and close to it for hospital stays (235). About 6% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Where you live decides which Medicare Advantage and Part D plans you can join, and Clinton County may have a different set of plans than the counties around it. We are not based in Clinton County; we help Clinton County residents by phone or video call.
Hospitals located in Clinton County
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in Clinton County:
- Indiana University Health Frankfort — Frankfort (critical access; nonprofit; emergency services)
Network rules, not geography, decide whether a plan covers a hospital. We look up the hospitals and doctors you use and check them against each plan before you enroll. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Clinton County: communities and ZIP codes
Census Bureau 2023 estimates put the biggest communities in Clinton County at Frankfort (16,409), Rossville (1,500), Mulberry (1,217), Kirklin (705), Colfax (698), Michigantown (424), counting only the part of each community inside the county.
Census ZIP Code Tabulation Areas mostly within Clinton County number 6: 46039, 46041, 46050, 46057, 46058, 46065. Your exact ZIP code is what decides which plans you can join.
Questions about Medicare in Clinton County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- HealthCare.gov if you are not yet on Medicare.
- Medicare Care Compare for hospitals and doctors.
- Social Security: Medicare to enroll or check status.
- Indiana Department of Insurance: Indiana’s insurance regulator, including agent license lookup.
Coverage we offer Clinton County residents
We work with many carriers, which lets us compare more than one option for Clinton County households, including group health insurance, life insurance, final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance and ICHRA.
Let’s check your Clinton County options together
We confirm your doctors and prescriptions before you enroll, at no cost to you.
Get my plan comparisonMedicare guides for Clinton County residents
- Why a Medicare Advantage plan drops a doctor or drug
- When can you switch Medicare plans? Every enrollment window
- Medicare Advantage vs. Medigap: how to choose
- Medicare Parts A, B, C and D explained
Clinton County compared with similar Indiana counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Daviess County | 5,508 | 30.8% | 15% | Smaller city/town |
| Ripley County | 5,498 | 53.9% | 14% | Smaller city/town |
| White County | 5,469 | 43.3% | 12% | Smaller city/town |
| Randolph County | 5,075 | 43.5% | 16% | Smaller city/town |
| Adams County | 6,067 | 44.7% | 11% | Smaller city/town |
| Fayette County | 4,931 | 49.2% | 27% | Smaller city/town |
See every Indiana county in our Indiana directory or go to our Indiana Medicare hub.