Medicare in Charlton County by the numbers
| Charlton County | Georgia | |
|---|---|---|
| Residents age 65 and older | 2,020 | 1,696,217 statewide |
| Share of residents age 65+ | 15.6% | 15.4% statewide |
| People with Medicare | 2,421 | 2,041,931 statewide |
| Enrolled in Medicare Advantage | 1,361 | 1,148,032 statewide |
| Medicare Advantage share | 56.2% | 56.2% statewide |
Data: U.S. Census Bureau (2023 population estimates); CMS, September 2026. Medicare Advantage share is enrollees divided by people with Medicare.
Charlton County ranks 125th of 159 Georgia counties by number of residents age 65 and older, with about 2,020 people in that age group, or 15.6% of residents (statewide: 15.4%). About 772 more people are 60 to 64 and are heading toward Medicare; our turning 65 guide explains their first steps. Census 2023 estimates show 54% of the 65-plus population is under 75, 35% is 75 to 84 and 10% is 85 or older. Medicare Advantage enrollment in Charlton County is 56.2% of people with Medicare, close to the Georgia average of 56.2%. Averages cannot choose a plan for you. Medicare Advantage and Original Medicare with a Medigap plan each suit different people, depending on doctors, medicines and how you prefer to handle costs, and we compare both at your ZIP code.
Who has Medicare in Charlton County
Charlton County is a rural county (USDA: urban population of fewer than 5,000, adjacent to a metro area). Plan choices can be narrower than in a city, and we focus on networks that include the doctors and hospital you actually use.
CMS counts 2,410 Medicare beneficiaries in Charlton County (2023). Their average age is 72, about the same as the Georgia average of 73. About 19% are “dual eligible,” meaning they have both Medicare and Medicaid, higher than the state figure of 12%. Where many people have both, special plans for dual-eligible members can matter; see our Medicaid and dual eligible guide, since availability varies by plan and area.
Among people in Original Medicare in Charlton County, CMS reported about 773 emergency room visits and 304 inpatient hospital stays per 1,000 beneficiaries in 2023, which is higher than the state average for emergency visits (560) and higher than it for hospital stays (223). About 9% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Insurers choose which counties to serve each year, which means the Medicare Advantage and Part D plans you can pick in Charlton County can be different from the ones offered next door. We are not based in Charlton County; we help Charlton County residents by phone or video call.
Hospitals and doctors near Charlton County
CMS Hospital General Information lists no acute care, critical access or children’s hospital located inside Charlton County. Residents often use hospitals in neighboring counties, which matters for Medicare Advantage because a plan’s network may include or leave out the hospital you use. We check your hospitals and doctors before you enroll.
Charlton County: communities and ZIP codes
Census Bureau 2023 estimates put the biggest communities in Charlton County at Folkston (4,684), Homeland (899), counting only the part of each community inside the county.
ZIP codes that fall mostly inside Charlton County include 31537, 31562. Plan availability can change by ZIP code, so have yours ready when we compare plans.
Questions about Medicare in Charlton County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Social Security: Medicare to enroll or check status.
- Medicare.gov: Medigap on how Medicare Supplement works.
- Georgia Access, Georgia’s own health insurance exchange, if you are not yet on Medicare.
- Georgia Office of Insurance and Safety Fire Commissioner: Georgia’s insurance regulator, including agent license lookup.
Coverage we offer Charlton County residents
Here is what we can help Charlton County residents with, drawing on plans from many insurers: annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA, group health insurance, life insurance and final expense insurance.
Get a clear answer for Charlton County
A short call is enough to compare your options. Our help is free to you.
Get my plan comparisonPlain-English Medicare answers
- How to read your Medicare Annual Notice of Change
- When can you switch Medicare plans? Every enrollment window
- Do you really need a Medicare agent?
- Medicare Parts A, B, C and D explained
Charlton County compared with similar Georgia counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Candler County | 2,021 | 63.3% | 22% | Rural |
| Bacon County | 1,955 | 52.3% | 20% | Rural |
| Early County | 2,134 | 61.7% | 21% | Rural |
| Johnson County | 1,883 | 65.8% | 23% | Rural |
| Hancock County | 2,194 | 68.8% | 19% | Rural |
| Evans County | 1,845 | 64.6% | 17% | Rural |
See every Georgia county in our Georgia directory or go to our Georgia Medicare hub.