Baraga County Medicare at a glance
| Baraga County | Michigan | |
|---|---|---|
| Residents age 65 and older | 1,939 | 1,926,752 statewide |
| Share of residents age 65+ | 23.3% | 19.2% statewide |
| People with Medicare | 2,183 | 2,334,917 statewide |
| Enrolled in Medicare Advantage | 1,296 | 1,484,072 statewide |
| Medicare Advantage share | 59.4% | 63.6% statewide |
Sources: Census Bureau 2023 estimates and CMS Medicare Advantage penetration, September 2026.
Baraga County ranks 81st of 83 Michigan counties by number of residents age 65 and older, with about 1,939 people in that age group, or 23.3% of residents (statewide: 19.2%). The 655 residents now between 60 and 64 will become Medicare-eligible soon, and our turning 65 guide walks through it. By age, the 65-and-older group splits 60% ages 65 to 74, 31% ages 75 to 84 and 10% age 85 and up (Census 2023). Medicare Advantage enrollment in Baraga County is 59.4% of people with Medicare, close to the Michigan average of 63.6%. Averages cannot choose a plan for you. Medicare Advantage and Original Medicare with a Medigap plan each suit different people, depending on doctors, medicines and how you prefer to handle costs, and we compare both at your ZIP code.
Who has Medicare in Baraga County
The USDA classifies Baraga County as: urban population of fewer than 5,000, not adjacent to a metro area. With fewer hospitals and clinics close by, the right Medicare plan here is often the one whose network includes the providers you can really reach.
CMS counts 2,347 Medicare beneficiaries in Baraga County (2023). Their average age is 72, about the same as the Michigan average of 72. About 13% are “dual eligible,” meaning they have both Medicare and Medicaid, lower than the state figure of 20%.
Among people in Original Medicare in Baraga County, CMS reported about 638 emergency room visits and 175 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (645) and lower than it for hospital stays (245). About 9% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Where you live decides which Medicare Advantage and Part D plans you can join, and Baraga County may have a different set of plans than the counties around it. We are not based in Baraga County; we help Baraga County residents by phone or video call.
Hospitals located in Baraga County
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in Baraga County:
- Baraga County Memorial Hospital — L' Anse (critical access; government-owned; emergency services)
A hospital being in the county does not mean every plan covers it. Medicare Advantage networks differ by plan, so we check the hospitals and doctors you actually use before you enroll. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Baraga County: communities and ZIP codes
The largest communities in Baraga County by 2023 Census population estimates are L'Anse (1,936), Baraga (1,922). Each figure counts only the people living inside the county.
ZIP codes that fall mostly inside Baraga County include 49861, 49908, 49919, 49946, 49962, 49970. Plan availability can change by ZIP code, so have yours ready when we compare plans.
Questions about Medicare in Baraga County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Social Security: Medicare to enroll or check status.
- Medicare.gov: Medigap on how Medicare Supplement works.
- HealthCare.gov if you are not yet on Medicare.
- Michigan Department of Insurance and Financial Services: Michigan’s insurance regulator, including agent license lookup.
Coverage we offer Baraga County residents
Here is what we can help Baraga County residents with, drawing on plans from many insurers: ACA health insurance, ICHRA, group health insurance, life insurance, final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap) and Part D drug plans.
Get a clear answer for Baraga County
A short call is enough to compare your options. Our help is free to you.
Get my plan comparisonRead next
- What happens if you do nothing during open enrollment?
- Medicare 101 for families
- Why a Medicare Advantage plan drops a doctor or drug
- When can you switch Medicare plans? Every enrollment window
Baraga County compared with similar Michigan counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Ontonagon County | 2,285 | 46.7% | 11% | Rural |
| Luce County | 1,548 | 65.4% | 20% | Rural |
| Schoolcraft County | 2,386 | 58.1% | 13% | Rural |
| Alger County | 2,429 | 54.8% | 11% | Rural |
| Oscoda County | 2,524 | 60.4% | 22% | Rural |
| Keweenaw County | 792 | 48.1% | 7% | Rural |
See every Michigan county in our Michigan directory or go to our Michigan Medicare hub.